Mutual Mortgage - Extended Rate Lock

		Fixed Rate Commitment


			0-60 DAYS Application Rate 61-90 DAYS Application Rate .125% Rate Lock Fee 91-120 DAYS Application Rate .25% Rate Lock Fee 121-180 DAYS Application Rate .50% Rate Lock Fee 181-240 DAYS Application Rate 1.00% Rate Lock Fee

		Adjustable Rate Commitment


			0-180 DAYS Lower of Application Rate Or Rate At Closing 181-360 DAYS Lower of Application Rate Or Rate At Closing .50% Rate Lock Fee