In addition to living in a rural area, an applicant must meet certain strict income guidelines. USDA Loans are intended to provide quality homes to individuals with very low-to-median incomes.
Your income rating will largely depend on where you decide to live.
Mutual of Omaha Mortgage will take the median income for the area you live in and gauge the information you provide us based on that public data.
USDA Loans may or may not require any down payment from qualified applicants.