What Do You Want in a Home?

Before you start going to open houses, make a wish list of all the qualities you want in your dream home. If you decide to work with a licensed real estate professional, this will help narrow your search. Ask yourself questions like:

  • What type of neighborhood do you want to live in?
  • Do you want to live near your office?
  • Is the school district important to you?
  • Do you want a single-family home, condominium, or town home?
  • How many bedrooms and bathrooms do you need?
  • Do you want a yard?
  • Do you want a pool?

Know Before You Shop – Get Prequalified*

Getting prequalified gives you buying power. Prequalification comes directly from the lender in the form of a prequalification letter. The letter states that the lender agrees to provide a mortgage to you, the homebuyer, under certain conditions. Prequalification letters help you set realistic goals while you’re house hunting. And, they can provide you with the same negotiating ability as a cash buyer, which will enable you to move quickly once you find the perfect home. Home sellers feel more confident working with a homebuyer who has a letter of prequalification.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.

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