*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

.mm-hac-wrapper {
    max-width: 1200px;
    margin: 0 auto;
}

/* ── CARDS ── */
.mm-hac-card {
    background: #fff;
    border: 1px solid #E5E5E5;
    border-radius: 12px;
    padding: 20px 24px;
    margin-bottom: 12px;
}

/* ── FIELD LABELS ── */
.mm-hac-field-label {
    font-size: 1rem;
    font-weight: 600;
    color: #444444;
    margin-bottom: 6px;
    display: flex;
    align-items: center;
    gap: 5px;
}

/* ── INPUT BOX ── */
.mm-hac-input-box {
    display: flex;
    align-items: center;
    border: 1px solid #BABABA;
    border-radius: 6px;
    padding: 7px 10px;
    background: #fff;
    height: 40px;
    max-height: 40px;
}

.mm-hac-input-box .mm-hac-prefix {
    color: #5D5D5D;
    margin-right: 4px;
    font-size: 14px;
}

.mm-hac-input-box .mm-hac-suffix {
    color: #5D5D5D;
    margin-left: 4px;
    font-size: 14px;
    white-space: nowrap;
}

.mm-hac-input-box input {
    border: none;
    outline: none;
    font-size: 14px;
    font-family: inherit;
    width: 100%;
    background: transparent;
    color: #5D5D5D;
    font-weight: 600;
}

/* ── SELECT ── */
select.mm-hac-select {
    -webkit-appearance: none;
    appearance: none;
    border: 1px solid #BABABA;
    border-radius: 6px;
    padding: 7px 32px 7px 10px;
    font-size: 14px;
    font-family: inherit;
    background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23555' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 10px center;
    cursor: pointer;
    color: #5D5D5D;
    height: 40px;
    max-height: 40px;
    font-weight: 600;
    width: 100%;
}

select.mm-hac-select:focus {
    outline: 2px solid #003A70;
}

/* ── SLIDERS ── */
.mm-hac-slider-row {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-top: 6px;
    font-size: 12px;
    color: #5D5D5D;
}

input[type=range].mm-hac-range {
    -webkit-appearance: none;
    appearance: none;
    flex: 1;
    height: 4px;
    border-radius: 2px;
    outline: none;
    cursor: pointer;
    background: linear-gradient(to right, #105FA8 var(--pct, 50%), #ccc var(--pct, 50%));
}

input[type=range].mm-hac-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #105FA8;
    border: none;
    box-shadow: none;
    cursor: pointer;
}

/* ── SALARY SECTION ── */
.mm-hac-salary-section {
    text-align: center;
    padding: 4px 0 8px;
}

.mm-hac-salary-section .mm-hac-field-label {
    justify-content: center;
    font-size: 1.1rem;
    margin-bottom: 10px;
}

.mm-hac-salary-row {
    display: flex;
    align-items: center;
    gap: 10px;
    max-width: 480px;
    margin: 0 auto;
}

.mm-hac-salary-row .mm-hac-input-box {
    flex: 2;
}

.mm-hac-salary-row .mm-hac-select {
    flex: 1;
    width: auto;
}

.mm-hac-salary-slider {
    max-width: 480px;
    margin: 0 auto;
}

/* ── TWO-COL INCOME/DEBT SECTION ── */
.mm-hac-two-col {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
}

.mm-hac-two-col-left {
    border-right: 1px solid #E5E5E5;
    padding-right: 24px;
}

.mm-hac-two-col-right {
    padding-left: 24px;
}

.mm-hac-section-title {
    font-size: 0.95rem;
    font-weight: 600;
    color: #444444;
    margin-bottom: 4px;
}

.mm-hac-section-subtitle {
    font-size: 12.5px;
    color: #5D5D5D;
    margin-bottom: 12px;
    line-height: 1.4;
}

/* Dynamic rows */
.mm-hac-dynamic-row {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 8px;
}

.mm-hac-dynamic-row .mm-hac-select {
    flex: 1.2;
}

.mm-hac-dynamic-row .mm-hac-input-box {
    flex: 1;
}

.mm-hac-dynamic-row .mm-hac-freq-select {
    flex: 1;
    width: auto;
}

.mm-hac-delete-btn {
    background: none;
    border: none;
    cursor: pointer;
    color: #BABABA;
    padding: 4px;
    font-size: 18px;
    line-height: 1;
    flex-shrink: 0;
    transition: color 0.15s;
}

.mm-hac-delete-btn:hover {
    color: #c75656;
}

.mm-hac-add-btn {
    background: none;
    border: 1px solid #105FA8;
    border-radius: 6px;
    color: #105FA8;
    font-size: 13.5px;
    font-weight: 600;
    font-family: inherit;
    padding: 7px 14px;
    cursor: pointer;
    margin-top: 4px;
    transition: background 0.15s;
}

.mm-hac-add-btn:hover {
    background: #F4F9FC;
}

/* ── BORROW BANNER ── */
.mm-hac-borrow-banner {
    text-align: center;
    padding: 16px 24px;
}

.mm-hac-borrow-label {
    font-size: 1rem;
    color: #105FA8;
    font-weight: 600;
    margin-bottom: 4px;
}

.mm-hac-borrow-amount {
    font-size: 2.4rem;
    font-weight: 700;
    color: #003A70;
    line-height: 1;
}

.mm-hac-borrow-amount sup {
    font-size: 1.4rem;
    vertical-align: super;
}

/* ── INPUTS GRID ── */
.mm-hac-inputs-grid {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 20px 24px;
}

/* ── RESULTS AREA ── */
.mm-hac-results-area {
    display: grid;
    grid-template-columns: 2fr 1fr;
    border: 1px solid #E5E5E5;
    border-radius: 12px;
    background: #fff;
    overflow: hidden;
    margin-bottom: 12px;
}

.mm-hac-left-panel {
    border-right: 1px solid #E5E5E5;
    padding: 20px 24px;
}

.mm-hac-left-panel-title {
    font-size: 1rem;
    font-weight: 700;
    color: #444444;
    margin-bottom: 14px;
}

.mm-hac-breakdown-row {
    display: flex;
    justify-content: space-between;
    font-size: 13.5px;
    padding: 7px 0;
    border-top: 1px solid #E5E5E5;
    color: #5D5D5D;
}

.mm-hac-breakdown-row .mm-hac-row-label {
    font-weight: 600;
    color: #444;
}

.mm-hac-breakdown-row .mm-hac-row-value {
    font-weight: 600;
}

.mm-hac-breakdown-row.mm-hac-total .mm-hac-row-label {
    font-weight: 700;
    color: #222;
}

.mm-hac-breakdown-row.mm-hac-total .mm-hac-row-value {
    font-weight: 700;
    color: #003A70;
    font-size: 15px;
}

/* ── RIGHT PITI PANEL ── */
.mm-hac-right-panel {
    width: 100%;
    padding: 20px 20px;
    text-align: center;
}

.mm-hac-afford-label {
    font-size: 14px;
    color: #ffffff;
    padding-top: 10px;
    padding-bottom: 4px;
    background: #105FA8;
    border-radius: 8px 8px 0px 0px;
}

.mm-hac-afford-amount {
    font-size: 52px;
    font-weight: 700;
    color: #ffffff;
    line-height: 1;
    padding-bottom: 10px;
    background: #105FA8;
    border-radius: 0px 0px 8px 8px;
}

.mm-hac-afford-amount sup {
    font-size: 28px;
    vertical-align: super;
}

.mm-hac-piti-label {
    font-size: 14px;
    color: #5D5D5D;
    margin-bottom: 2px;
}

.mm-hac-piti-amount {
    font-size: 36px;
    font-weight: 700;
    color: #003A70;
    line-height: 1;
    margin-bottom: 2px;
}

.mm-hac-piti-amount sup {
    font-size: 20px;
    vertical-align: super;
}

.mm-hac-piti-monthly {
    font-size: 13px;
    color: #5D5D5D;
    margin-bottom: 8px;
}

.mm-hac-detail-row {
    display: flex;
    justify-content: space-between;
    font-size: 13.5px;
    padding: 5px 0;
    border-top: 1px solid #E5E5E5;
}

.mm-hac-detail-row .mm-hac-dl {
    font-weight: 700;
    color: #444;
}

.mm-hac-detail-row .mm-hac-dv {
    color: #5D5D5D;
}

.mm-hac-loan-block {
    border-radius: 8px;
    padding-top: 10px;
    padding-bottom: 14px;
    margin: 10px 0 8px;
    background: #f7f7f7;
}

.mm-hac-loan-label {
    font-size: 13px;
    color: #444444;
    padding-bottom: 2px;
}

.mm-hac-loan-value {
    font-size: 30px;
    font-weight: 700;
    color: #003A70;
}

.mm-hac-loan-value sup {
    font-size: 16px;
    vertical-align: super;
}

/* ── DP dual inputs ── */
.mm-hac-dp-inputs {
    display: flex;
    gap: 8px;
}

.mm-hac-dp-inputs .mm-hac-input-box:first-child {
    flex: 2;
}

.mm-hac-dp-inputs .mm-hac-input-box:last-child {
    flex: 1;
}

/* ── Tax dual ── */
.mm-hac-tax-inputs {
    display: flex;
    gap: 8px;
}

.mm-hac-tax-inputs .mm-hac-input-box:first-child {
    flex: 2;
}

.mm-hac-tax-inputs .mm-hac-input-box:last-child {
    flex: 1;
}

/* ── Insurance/HOA rows ── */
.mm-hac-duo-row {
    display: flex;
    gap: 8px;
}

.mm-hac-duo-row .mm-hac-input-box {
    flex: 1;
}

.mm-hac-duo-row .mm-hac-select {
    flex: 1;
    width: auto;
}

/* ── RESPONSIVE ── */
@media (max-width: 700px) {
    .mm-hac-inputs-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .mm-hac-two-col {
        grid-template-columns: 1fr;
    }

    .mm-hac-two-col-left {
        border-right: none;
        border-bottom: 1px solid #E5E5E5;
        padding-right: 0;
        padding-bottom: 20px;
        margin-bottom: 20px;
    }

    .mm-hac-two-col-right {
        padding-left: 0;
    }

    .mm-hac-results-area {
        display: flex;
        flex-direction: column;
    }

    .mm-hac-right-panel {
        order: 1;
        border-bottom: 1px solid #E5E5E5;
    }

    .mm-hac-left-panel {
        order: 2;
        border-right: none;
    }

    .mm-hac-afford-amount {
        font-size: 40px;
    }
}