Exclusive Loan Program for Mutual of Omaha Customers!

If you’re looking to lower your payment, get cash out, or consolidate debt, refinancing your current mortgage we’re here to help. We have a variety of great refinancing options, all from a company you already know and trust. Complete the form below or feel free to call (833) 410 -1261 during business hours and speak to someone right away.

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How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Mutual of Omaha Customer Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.500% 0.892 3.572% $0 $1,338 $674
3.625% 0.080 3.631% $0 $120 $684
3.750% 0.000 3.750% $868 $0 $695
3.875% 0.000 3.875% $1,618 $0 $705
4.000% 0.000 4.000% $2,187 $0 $716
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.875% 0.747 2.982% $0 $1,120 $1,027
3.000% 0.402 3.058% $0 $603 $1,036
3.125% 0.000 3.125% $78 $0 $1,045
3.250% 0.000 3.250% $711 $0 $1,054
3.375% 0.000 3.375% $1,290 $0 $1,063
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.125% 0.981 3.203% $0 $4,905 $2,142
3.250% 0.414 3.283% $0 $2,070 $2,176
3.375% 0.000 3.375% $720 $0 $2,210
3.500% 0.000 3.500% $3,050 $0 $2,245
3.625% 0.000 3.625% $5,580 $0 $2,280
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.125% 0.148 3.137% $0 $1,406 $4,070
3.250% 0.023 3.252% $0 $218 $4,134
3.375% 0.000 3.375% $1,064 $0 $4,200
3.500% 0.000 3.500% $5,890 $0 $4,266
3.625% 0.000 3.625% $10,706 $0 $4,332
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.875% 0.712 3.598% $0 $1,087 $633
3.000% 0.161 3.678% $0 $246 $643
3.125% 0.000 3.792% $513 $0 $654
3.250% 0.000 3.919% $1,891 $0 $664
3.375% 0.000 4.047% $2,724 $0 $675
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.875% 0.798 3.047% $0 $2,428 $1,262
3.000% 0.299 3.133% $0 $910 $1,283
3.125% 0.000 3.235% $505 $0 $1,303
3.250% 0.000 3.361% $2,863 $0 $1,324
3.375% 0.000 3.486% $2,817 $0 $1,345

*Assumptions: Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Christopher Wyman

On January 01, 2022

Nathan was consistently extremely helpful and knowledgeable. He was always very responsive and answered all our questions. Kept us focused on the tasks we needed to complete; persistent but not pushy. He is an asset to your company!

Zdenka Kalina

On December 18, 2021

Nathan helped us achieve our goal with such patience and kindness, he is very resourceful and straightforward and I couldn’t have asked for a better human if I tried.

Randal Black

On November 11, 2021

Nate is a good communicator and wasn't pushy. He was quite diplomatic while handing conflict. I appreciated working with him. Randal Black

Cristal Hibbard

On September 01, 2021

Christal and Berenice were so attentive and easy to work with. Our questions were answered quickly (without judgement) and our part of the process was very straightforward and not nearly as time consuming or arduous as I had anticipated.

William Summers

On January 26, 2022

Even when I had cold feet and was not sure about moving forward. Eric wasn’t like “whatever” He kept me moving forward.

Oleg Zeltser

On January 27, 2022

It was very timely and smooth, thank you!


On January 27, 2022

David was very responsive to all my questions and concerns via email, text, or phone calls. Great job!

Kye Smith

On January 27, 2022

JAKE LOWE !!!!!!!!!!!!!!!!!!

Donna Robertson

On January 15, 2022

Was very good about answering questions and helping move things along

Lindsay Windham

On January 27, 2022

Mark and his team were very responsive and friendly. We enjoyed chatting with Mark along the process and will definitely reach out in the future if we have any mortgage needs.

44278 Reviews


Ready to talk with a mortgage expert?

Our friendly, knowledgeable mortgage loan originators are happy to help you navigate the world of mortgage so you can find the right solution tailored to your needs. Request a no-obligation call. Just fill out the convenient form below.

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