Exclusive Loan Program for Mutual of Omaha Customers!

If you’re looking to lower your payment, get cash out, or consolidate debt, refinancing your current mortgage we’re here to help. We have a variety of great refinancing options, all from a company you already know and trust. Complete the form below or feel free to call (833) 410 -1261 during business hours and speak to someone right away.

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How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Mutual of Omaha Customer Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.875% 0.918 2.947% $0 $1,377 $622
3.000% 0.078 3.006% $0 $117 $632
3.125% 0.000 3.125% $1,154 $0 $643
3.250% 0.000 3.250% $2,611 $0 $653
3.375% 0.000 3.375% $3,855 $0 $663
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.250% 0.799 2.363% $0 $1,198 $983
2.375% 0.391 2.430% $0 $586 $991
2.500% 0.000 2.500% $381 $0 $1,000
2.625% 0.000 2.625% $1,170 $0 $1,009
2.750% 0.000 2.750% $1,848 $0 $1,018
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.625% 1.266 2.723% $0 $6,330 $2,008
2.750% 0.471 2.786% $0 $2,355 $2,041
2.875% 0.000 2.875% $755 $0 $2,074
3.000% 0.000 3.000% $3,385 $0 $2,108
3.125% 0.000 3.125% $6,995 $0 $2,142
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.750% 0.526 2.791% $0 $4,997 $3,878
2.875% 0.145 2.886% $0 $1,378 $3,941
3.000% 0.000 3.000% $2,679 $0 $4,005
3.125% 0.000 3.125% $6,973 $0 $4,070
3.250% 0.000 3.250% $10,013 $0 $4,134
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.375% 0.895 3.101% $0 $1,366 $593
2.500% 0.401 3.187% $0 $612 $603
2.625% 0.000 3.281% $153 $0 $613
2.750% 0.000 3.409% $1,922 $0 $623
2.875% 0.000 3.537% $2,512 $0 $633
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.250% 0.932 2.426% $0 $2,835 $1,163
2.375% 0.486 2.518% $0 $1,478 $1,182
2.500% 0.000 2.606% $207 $0 $1,202
2.625% 0.000 2.732% $1,387 $0 $1,222
2.750% 0.000 2.857% $2,990 $0 $1,242

*Assumptions: Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Lawrence Buchmiller

On September 23, 2021

Thank you Michael and Christian for the smooth process of our loan.

Ricardo Castaneda

On September 23, 2021


Mark Lepinskie

On September 18, 2021

The clear communication, keeping us constantly updated and kept the process moving!

Aaron Keller

On September 25, 2021

Cherrie helped me close quickly after a uniquely bad situation.

Robert Azevedo

On September 24, 2021

Richard Najar recommended you to us and we couldn't be more happy with the service. So happy with this recommendation and would recommended you to our friends too.

George Phillips

On September 09, 2021

Straight talk, solid suggestions and quick closing.

Charles Miller

On September 26, 2021

The Company should consider being a little more in touch with where in the US each client is located. I found it bothersome to get generic forms then later get ones tuned to my state.

Thomas Perry

On September 22, 2021

Seamless process. Constant updates and communication. All my questions and concerns were addressed immediately. Great overall experience. Thank you..!!

Clyde Powell

On September 25, 2021

Mr. Balch was polite, courteous, professional and very knowledgeable. He helped guide me through the process from the start of the process to completion. He was outstanding and exceeded my expectations.

Chadwick Bowman

On September 23, 2021

Rob knew what he was talking about, communication was awesome, and gave us confidence in going forward with our refi.

38720 Reviews


Ready to talk with a mortgage expert?

Our friendly, knowledgeable mortgage loan originators are happy to help you navigate the world of mortgage so you can find the right solution tailored to your needs. Request a no-obligation call. Just fill out the convenient form below.

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