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10740 Nall Ave, Suite 115
Overland Park, KS 66211

Cell: (816) 935-6869
Office: (913) 259-6739

Senior Mortgage Loan Originator

Mark Gennusa

NMLS 202648 Cell: (816) 935-6869 Office: (913) 259-6739 Apply Now

Hi, I’m Mark.

As a first-generation American, I’m good at many things like speaking Italian, eating my family’s Sicilian cooking, and of course, talking with my hands. But there’s exactly one thing I’m GREAT at, and that’s earning my clients’ trust by delivering the best mortgage rates and the best mortgage experience.

“Sure, Mark. Everybody says they’re the best. What does ‘best’ even mean anyway?” Okay, that’s fair. I wouldn’t blame you for asking that.

I believe that being the best means that I am passionate about solving problems, and I solve more problems for more clients than 90 percent of my peers. I funded more than $260 million in mortgage volume in the last 36 months, and I’m extremely proud that more than $50 million of that was for military veterans. Before ranking in the top 10 percent of all loan originators nationwide while at US Bank and the top one percent of producers at Mortgage Lenders of America (now Zillow Mortgage), I owned a mortgage brokerage. If there’s one thing I’ve learned throughout my more than 20 years of experience in this industry, it’s that everyone has a problem they are trying to solve.

Borrowers turn to me because they…

  • Just want to get a loan, simply.
  • Don’t want to deal with the hassle and stress of the loan process.
  • Have had it with lenders who don’t answer their phones, are poor communicators, and keep them in the dark throughout the loan process.
  • Don’t trust mortgage brokers who seem salesy, slimy, and only in it for the money.
  • Are frustrated with lenders who make it impossible to compare their loan offers to others.
  • Feel hopeless or embarrassed about their current financial situation and want help tackling it without judgement.
  • Are tired of being ripped off by big banks who pad their prices to finance layers of bureaucracy and ad budgets.

Sound familiar?

I’ve found amazing success in my field because I’m deliberately different than the alternatives in the marketplace.

  • I answer my phone. No phone trees, pressing 0 for an operator, or terrible hold music on a loop.
  • I listen. Tell me what you’re trying to accomplish, and I’ll work hard to get it done for you, simply.
  • I’m honest. I’ll show you exactly how your rate is determined. I don’t make extra commission for higher rates, so it’s in both of our interests to get you the lowest one.
  • I’m relentless. If you have a unique situation (self-employed, lower credit, unique circumstance), I will uncover every option to get you into the home you want or get cash out of the home you have.

Text or call my mobile anytime to get started on solving your home loan problems. It only takes a few minutes to realize that things are different (and better!) over here. Don’t settle for anything less when it comes to the biggest financial decision of your life. I look forward to working with you!


10740 Nall Ave, Suite 115
Overland Park, KS 66211

Cell: (816) 935-6869
Office: (913) 259-6739

See What Our Customers Have to Say

Kari Summers in PAPILLION, NE

On July 20, 2024

We were a month out from closing on our house and hadn’t locked in a rate with a previous lender yet and decided to reach out to Mutual for a last ditch effort to get a lower interest rate. Mark called within 30 minutes of us requesting a call and from that minute on out, Mark was proactive, confident, knowledgeable, and quick with everything that needed to get done. He never left us wondering and was always two steps ahead. He made the whole process easy for us and offered us an interest rate we couldn’t say no to. We had been in limbo for months wondering if the interest rate we were quoted previously was right for us and with Mark, he made it the easiest decision for us. I would (and will) recommend Mark100 times over to family, friends, and strangers!

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Mortgage solutions to fit your needs

Conventional Loan

Conventional loans aren’t backed by a federal agency, such as the Federal Housing Administration, which means conventional loans are more flexible in their terms and have fewer restrictions. However, conventional loans often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and conform to the loan limits set by the Federal Housing Finance Administration. A few benefits of this type of home loans include, competitive interest rates, fewer fees, an option for second home purchases and Flexible requirements for mortgage insurance. At Mutual of Omaha Mortgage, we offer a variety of loan terms with fixed or adjustable rates.

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Refinance/Cash Out

When you refinance your mortgage, you pay off your existing loan with a new loan that usually offers a better rate or a shorter term. Sometimes, refinancing to a different mortgage product can offer benefits as well. Refinancing provides you savings over the life of the loan and can also provide immediate benefits to your current financial or personal situation.

A cash-out refinance replaces your existing mortgage with a new loan for more than you owe on your home. The difference goes to you in cash, so you’re able to spend it on home renovations, improvements, debt consolidation or other financial needs. You must have equity built up in your house to take advantage of a cash-out refinance. Traditional refinancing, in contrast, replaces your existing mortgage with a new one for the same balance.

ARM Loan

The nature of an adjustable-rate mortgage allows buyers and those looking to refinance to, in a sense, ‘play the odds’ on future interest rates. ARM loans come attached with a fixed-rate during a preliminary duration of time. This can range from 5, 7 or 10 years, depending on your unique mortgage needs. After that, your loan interest rate will be dictated by whatever the going rate is for your loan. For example: You lock an ARM at 5 years at a 3.75% interest rate. After that 5-year period, interest rates on your loan product can rise, fall or stay the same. The latter is rarely the case unless a massive shift in the national economic picture rattles the bond market – of which interest rates are closely tied.

VA Loan

The VA home loan program is a mortgage program backed by the U.S. federal government that helps service members, veterans, active military and eligible surviving spouses become homeowners. The VA home loan allows qualified US service members and veterans to purchase or refinance a home at competitive interest rates and with $0 down payment. In addition, VA home loan benefits include reduced closing costs, no private mortgage insurance (PMI) or penalties for prepayment. While the VA loan is a federal program, the government generally does not make direct loans to applicants. Private lenders, including Mutual of Omaha Mortgage, finance the loan while the Veteran's Administration offers an insurance guarantee. This guarantee provides an incentive for private lenders to offer loans with better terms and protects them in the event of a customer default.

FHA Loan

Sponsored by the U.S. Department of Housing and Urban Development (HUD), FHA loans are government-backed home loans distributed by private lenders like Mutual of Omaha Mortgage. FHA Loans are often used to fund homes for first-time home buyers, who come to Mutual of Omaha with short-lived or troubled credit history and smaller down payment goals. FHA loans are federally insured, meaning the buyer does not face steep down payment or PMI requirements relative to conventional loans. Financing a home loan is more attractive for FHA loan-eligible applicants. Conventional loan products typically require 10%-20% down on a loan, depending on the buyer’s preference toward PMI. FHA Loans allow qualified buyers the opportunity to purchase a home with as little as 3.5% down.


The USDA loan program’s purpose is to provide affordable homeownership opportunities to low-to-moderate income households to stimulate economic growth in rural and suburban communities throughout the United States. A USDA loan is a mortgage that offers considerable benefits for those wishing to purchase a home in an eligible rural area. USDA home loans are issued through private lenders and are guaranteed by the United States Department of Agriculture (USDA).

Jumbo Loan

Jumbo loans are discussed with the buyer when a buyer’s total down payment does not put the total finance value at less than the county loan maximum depending on a home's location. The loan maximums vary by county. An 1,800-square-foot home in one county could be valued at a higher amount than another due to the surrounding real estate market. Part of the standard application process on any loan is to verify credit history, income and employment information. Jumbo loans have stricter requirements simply due to the high-risk nature of the loan.

Why choose Mutual of Omaha Mortgage for your home loans?

Working with a brand you know and an advisor you trust

Personalized service through the loan process from an experienced mortgage expert

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