Who is Mutual of Omaha Mortgage?

The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.

And, like our customers, we thrive on relationships and building genuine, enduring connections. As a Mutual company our focus isn’t about increasing share prices. It’s helping customers reach their financial goals.

What that means if you’re considering a new home purchase or refinance, you can feel secure knowing Mutual of Omaha Mortgage exists solely to do right by our customers, every time.

We understand that to some companies a loan is a loan is a loan. That’s not us and it’ll never be. Buying (or refinancing) a house is more than a financial decision. It’s the promise of a life you want to build and the memories you want to make. And that’s why before we talk home loan solutions, we focus on you and your needs.

What people say about us

Ana Maldonado

Josh Davis did an outstanding job with keeping me informed and updated with the loan process. My family and I thank Josh for helping on my home's closing before our new baby girl came to our lives.

Mary Deary

Mr. Leach was very courteous, knowledgeable and kept me informed of the status.

Heather & Marc P.

Even though I had been turned down by 6 or 7 other banks, right when I had all but given up, Seamus was not only able to close my refinance, but he saved me so much money per month that I am now literally debt free! I will be sure to refer Seamus and Mutual of Omaha to all my family and friends!

Eugene F.

Everything was clearly explained from start to finish and exceeded my expectations. Great customer service, I would definitely recommend to family or friends.

Donations to veteran & active duty charities

Since January 1, 2015

What's New

What Percentage of Your Income Should be Your Mortgage 06 January 2020 Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It is important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it is imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments. Learn more
How To Leverage Low Mortgage Rates To Refinance Your Home 30 October 2019 As mortgage rates tumble, you may be contemplating a refinance. Mortgage rate drops haven’t been this low since 2016 and may indicate that now is a great time to refinance your current home loan. The decision to refinance your mortgage is not only based on taking advantage of low refinance mortgage rates, but should also take into consideration your current lifestyle and financial goals. A refinanced mortgage loan can help you change your rate or your loan term. A cash-out refinance could help you tap into your home’s equity for a major purchase such a medical expense, college tuition or a wedding. Learn more
Which Mortgage Is Best for You: A 15-year Mortgage Or A 30-year Mortgage 04 October 2019 For many prospective home buyers, choosing the right mortgage product is the first step toward achieving homeownership, which can feel overwhelming. Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it is not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs. The 15-year fixed-rate mortgage is a great option for homebuyers with the right financial profile, who have the ability to make higher payments each month. A 15-year fixed-rate mortgage may allow these homebuyers to pay off their mortgage sooner than a 30-year mortgage and enjoy lower interest rates. Learn more