Purchase a Home Mutual of Omaha Mortgage offers several lending products to cover your unique home loan needs. We take great pride in serving veteran customers with our VA loan program, and offer exceptional service with our USDA, Conventional, FHA and Jumbo loan options.
Refinance Your Home Whether you’re looking to turn home equity into cash, adjust your loan rate or term, or are in the market for a reverse mortgage, Mutual of Omaha Mortgage offers the best solution for your refinance needs. Call or click to learn more from the Mutual of Omaha Mortgage Refinance Center today!
Superior Customer Experience We hire some of the most professional, knowledgeable and committed Mortgage Bankers in the industry. Our team will provide you a responsive and comprehensive lending experience to tackle your home loan needs the right way.
VA Loans, sponsored by the Department of Veterans Affairs, allow VA-eligible service members an affordable home loan opportunity. With no down payment and competitive rates available, Mutual of Omaha Mortgage works hard to find the best loan for our nation's service members and their families.
With conventional loan rates near record lows, Mutual of Omaha Mortgage's conventional loan products are among the most competitive in the nation. Our conventional loan products come in 15 and 30-year fixed-rate packages with flexible refinance options.
Backed with a federal guarantee, Mutual of Omaha Mortgage can offer low interest rates on FHA mortgages. These loans are a great solution for first-time buyers, or clients trying to improve their credit. With a minimum of 3.5% down - opposed to 10% on conventional - FHA loans can be more affordable to qualified applicants.
Adjustable Rate Mortgages (ARM) from Mutual of Omaha Mortgage make a great short-term lending solution. We fix your mortgage rate for a pre-determined time, then allow your mortgage rate to reflect the going market interest on your product. This affords you the freedom of choice in your mortgage solution.
A special loan product for home owners in rural areas or buyers with a demonstrated need. These government-backed loans do not require a down payment, and can be loaned at an affordable interest rate. Contact Mutual of Omaha Mortgage to learn more about our USDA loans.
We created the Patriot's Charity Initiative from our belief that one day a year is not enough to thank our veterans and active duty service members for defending the freedoms we enjoy every single day. Mutual of Omaha Mortgage makes a donation to the USO and other military service organizations. We know that the charities that we’ve partnered with will put that money to good use in our veteran and active duty military communities. We are committed to serving those who are or have served, and this program allows us to express our gratitude in a very tangible and meaningful way each and every day. We are proud that giving back to our veterans and active duty service members is ingrained in the fiber of Mutual of Omaha Mortgage.
What Percentage of Your Income Should be Your Mortgage06 January 2020Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It is important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it is imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments.Learn more
How To Leverage Low Mortgage Rates To Refinance Your Home30 October 2019As mortgage rates tumble, you may be contemplating a refinance. Mortgage rate drops haven’t been this low since 2016 and may indicate that now is a great time to refinance your current home loan. The decision to refinance your mortgage is not only based on taking advantage of low refinance mortgage rates, but should also take into consideration your current lifestyle and financial goals.
A refinanced mortgage loan can help you change your rate or your loan term. A cash-out refinance could help you tap into your home’s equity for a major purchase such a medical expense, college tuition or a wedding.Learn more
Which Mortgage Is Best for You: A 15-year Mortgage Or A 30-year Mortgage 04 October 2019For many prospective home buyers, choosing the right mortgage product is the first step toward achieving homeownership, which can feel overwhelming.
Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it is not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs.
The 15-year fixed-rate mortgage is a great option for homebuyers with the right financial profile, who have the ability to make higher payments each month. A 15-year fixed-rate mortgage may allow these homebuyers to pay off their mortgage sooner than a 30-year mortgage and enjoy lower interest rates.Learn more