Mortgage Services

Price tag with dollar sign on it. Purchase a Home Mutual of Omaha Mortgage offers several lending products to cover your unique home loan needs. We take great pride in serving veteran customers with our VA loan program, and offer exceptional service with our USDA, Conventional, FHA and Jumbo loan options.
Home loan document icon Refinance Your Home Whether you’re looking to turn home equity into cash, adjust your loan rate or term, or are in the market for a reverse mortgage, Mutual of Omaha Mortgage offers the best solution for your refinance needs. Call or click to learn more from the Mutual of Omaha Mortgage Refinance Center today!
Five person group icon Superior Customer Experience We hire some of the most professional, knowledgeable and committed Mortgage Bankers in the industry. Our team will provide you a responsive and comprehensive lending experience to tackle your home loan needs the right way.

Your Options

What is a loan?
VA Loan
2.5 - 3.75%
Rate
15 - 30 yrs
Avg. Term
$1,250
Principal & Interest
Conventional Loans
3.75 - 3.85%
Rate
$1,719
Rate
$1,326
Principal & Interest
FHA Loans
2.75 - 3.44%
Rate
$3,719
Rate
$1,766
Principal & Interest
ARM Loans
2.75 - 3.44%
Rate
$3,719
Rate
$1,766
Principal & Interest
USDA Loans
1.75 - 1.85%
Rate
$1,349
Rate
$893
Principal & Interest
Get started today! Achieve your home ownership goals with Mutual of Omaha Mortgage!

SUPPORTING VETERANS & ACTIVE DUTY SERVICE MEMBERS

EACH & EVERY DAY

We created the Patriot's Charity Initiative from our belief that one day a year is not enough to thank our veterans and active duty service members for defending the freedoms we enjoy every single day. Mutual of Omaha Mortgage makes a donation to the USO and other military service organizations. We know that the charities that we’ve partnered with will put that money to good use in our veteran and active duty military communities. We are committed to serving those who are or have served, and this program allows us to express our gratitude in a very tangible and meaningful way each and every day. We are proud that giving back to our veterans and active duty service members is ingrained in the fiber of Mutual of Omaha Mortgage.
Patriot's Charity Initiative

Donations to veteran & active duty charities

Since January 1, 2015

What's New

What Percentage of Your Income Should be Your Mortgage 06 January 2020 Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It is important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it is imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments. Learn more
How To Leverage Low Mortgage Rates To Refinance Your Home 30 October 2019 As mortgage rates tumble, you may be contemplating a refinance. Mortgage rate drops haven’t been this low since 2016 and may indicate that now is a great time to refinance your current home loan. The decision to refinance your mortgage is not only based on taking advantage of low refinance mortgage rates, but should also take into consideration your current lifestyle and financial goals. A refinanced mortgage loan can help you change your rate or your loan term. A cash-out refinance could help you tap into your home’s equity for a major purchase such a medical expense, college tuition or a wedding. Learn more
Which Mortgage Is Best for You: A 15-year Mortgage Or A 30-year Mortgage 04 October 2019 For many prospective home buyers, choosing the right mortgage product is the first step toward achieving homeownership, which can feel overwhelming. Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it is not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs. The 15-year fixed-rate mortgage is a great option for homebuyers with the right financial profile, who have the ability to make higher payments each month. A 15-year fixed-rate mortgage may allow these homebuyers to pay off their mortgage sooner than a 30-year mortgage and enjoy lower interest rates. Learn more