$1,000 off closing costs for any
Mutual of Omaha Employee

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha full and part-time employees reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

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How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.375% 0.109 6.475% $0 $1,564 $936
6.490% 0.314 6.611% $0 $1,871 $947
6.500% 0.000 6.590% $489 $911 $948
6.625% 0.000 6.716% $938 $462 $960
6.750% 0.000 6.842% $1,082 $318 $973
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.490% 0.159 6.664% $0 $1,638 $1,306
6.500% 0.141 6.672% $0 $1,612 $1,307
6.625% 0.000 6.774% $14 $1,386 $1,317
6.750% 0.000 6.900% $172 $1,228 $1,327
6.875% 0.000 7.026% $606 $794 $1,338
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.000% 0.598 6.669% $0 $2,313 $915
6.125% 0.135 6.750% $0 $1,606 $927
6.250% 0.000 6.864% $478 $922 $940
6.500% 0.000 7.120% $375 $1,025 $965
6.625% 0.000 7.248% $1,026 $374 $977
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.990% 0.782 7.283% $0 $1,198 $1,018
7.000% 0.266 7.239% $0 $408 $1,019
7.125% 0.000 7.339% $146 $0 $1,032
7.250% 0.000 7.465% $668 $0 $1,045
7.500% 0.000 7.719% $325 $0 $1,071

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Robert Singleton in Mcminnville, TN

On May 30, 2024

Jake is a pleasure to work with. Kept us informed and was very fast and efficient! Very knowledgeable when we had questions. Wouldn’t hesitate to use him again or refer him to anyone else.

Ronald Jackson in Lufkin, TX

On May 18, 2024

The team over at Mutual Of Omaha were nothing other than excellent. The whole experience, and availability to work with us were exceptional. We were scared for being first time home buyers, but Mike always kept us updated, and worked to help us get the best deal possible. And for that, we will always be grateful.

Daniel Bertelli in Hillsdale, NJ

On April 23, 2024

very responsive

Kip A Reynolds in Lakeville, MN

On April 17, 2024

From initial inquiry through the application process and into closing Patrick provided trusted guidance at every point along the way. He communicated in a timely manner and answered and all questions myself or my agent had. Even with some difficulties arose, Patrick was quick to reach out and with empathy and helped determine how to overcome to get things back on track. All of his help really made for a pleasant mortgage experience.

David Newton in MERIDIAN, ID

On April 08, 2024

Was willing to work around my busy schedule and made me feel safe through my purchase experience.

Brandon Utesch in Scottsdale, AZ

On April 06, 2024

Patrick did a great job!! Definitely a guy who works for the customer. Very knowledgeable and always willing to give valuable advice. He has great time, management skills and efficient with the customers time. I will definitely recommend him to my friends and family going forward! Thanks, Pat. Much appreciated!!

Taylor Gabrielle Martin in SHERRILLS FORD, NC

On March 24, 2024

Nic was the only person we talked to (compared to other loan companies) that knew what he was talking about and was extremely helpful start to finish. We got the loan together in 17 days which is amazing. I would recommend Nic and his team anytime! Thank you for helping us get our dream home!

William Bryan Dunn in LANCASTER, SC

On March 24, 2024

Jeff is AWESOME, FANTASTIC, SUPER!!! He needs to be THE BOSS!! He is kind, patient, he LISTENS, and keep his clients up to snuff. You just can't beat him. HE IS THE BEST of THE BEST!! On a scale of 1-10---Jeff would be a 100!! Give the man a raise and a boost to boot !!!!!! Bill and Debbie Dunn

Tyler Graves in Traverse City, MI

On March 21, 2024

Tony was knowledgeable and was always available for phone calls. He knew how to answer every question I had. His responses were extremely timely and he updated me throughout the whole loan process. I will be recommending Tony to every person that I know who is purchasing a home. I will also always be a returning to Tony as a client. Wouldn’t want to work with anyone else.

Alexander Som Lawson in Memphis, TN

On March 01, 2024

Answered his phone whenever I called him, he made things easy for me to understand as a new home buyer

70817 Reviews


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