$1,000 off closing costs for any
Mutual of Omaha Employee

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha full and part-time employees reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.000% 0.422 6.128% $0 $2,033 $899
6.125% 0.035 6.217% $0 $1,452 $911
6.250% 0.000 6.339% $78 $1,322 $924
6.375% 0.000 6.465% $671 $729 $936
6.490% 0.000 6.580% $499 $901 $947
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.990% 0.252 6.177% $0 $1,778 $1,265
6.000% 0.233 6.184% $0 $1,750 $1,266
6.125% 0.000 6.272% $21 $1,379 $1,276
6.250% 0.000 6.398% $309 $1,091 $1,286
6.375% 0.000 6.523% $725 $675 $1,296
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.750% 0.249 6.377% $0 $1,780 $891
5.875% 0.280 6.508% $0 $1,827 $903
6.000% 0.000 6.608% $250 $1,150 $915
6.125% 0.000 6.736% $897 $503 $927
6.250% 0.000 6.864% $1,516 $0 $940
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.375% 0.590 6.638% $0 $904 $956
6.500% 0.210 6.727% $0 $322 $968
6.625% 0.000 6.832% $230 $0 $981
6.750% 0.000 6.959% $754 $0 $994
6.875% 0.000 7.085% $11 $0 $1,007

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Get Pre-qualified

Call to Learn More

1-800-24-RATES

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Jamie DeWolf in HARRISON TOWNSHIP, MI

On October 11, 2024

Tony was Great to work with, awesome communication, no matter what day or time, he always managed to take my call if I needed anything.

Patricia Ajemian in ASHLAND, OR

On September 05, 2024

Guy was always there for me every step of the way. He would communicate immediately with me when I had questions or a problem cropped up, no matter if it was during business hours or after hours. He was able to resolve serious issues quickly and we were able to close our house quickly within the 30 days period. He also was present at the signing. When he wasn't available he has excellent help with his assistant Carrie Dynge. I would absolutely recommend Guy to any one who wants a mortgage broker. He was also able to get me a much lower interest rate than I expected. I hope to use Guy again if I ever need to buy another house in the future. I will recommend him to people I know who might be looking for a mortgage agent and to. realtors in the Rogue Valley area.

Douglas Butler in Kennewick, WA

On September 05, 2024

Sebastian and Sarah were totally on top of everything and kept in constant communication with me. They made the process easy and it flowed very smoothly!

Shivtej Tata in Tewksbury, MA

On August 29, 2024

From start to finish, Mike was extremely communicative throughout the entire process. He thoroughly explained everything about the mortgage process, including approvals, pre-approvals, and other checks. He consistently kept me updated on the rates and offered valuable advice, but never pressured me into choosing a particular rate. Mike was also quick to provide any details I needed. Overall, the whole experience was smooth and comfortable, with no unexpected surprises.

Michelle Wilhite in Anderson, SC

On August 22, 2024

Working with Matt made my job as a realtor feel like a pleasant walk in the park! I can honestly say I didn't feel stressed at all, my clients were so happy the entire process, and his communication was always on point! I can't wait to do many more closings with him in the future!

Lynn M Adgett in Fort Mohave, AZ

On August 20, 2024

Sebastian, found the best loan for us when others failed. He was always available by phone or email and guiding us through the process. I would say one of the smoothest transactions we have had with a mortgage company and we have refinanced many times on many other homes. We are thankful to have found Sebastian and this loan to make our lives easier. Everything was exactly as promised!

Vincent Cortorillo

On July 29, 2024

5 Stars, 5 Diamonds, Gold Medal and just the one of the nicest men on the face of the planet. Sean was with us from start to finish. No hour was to late or no question was too silly. He answered everything for us and stayed with us from start to finish, all with a smile on his face and a warm heart. I cannot say enough good things about this man. If you want a mortgage rep that really cares about you, then this is your man. Sean’s knowledge and ability to navigate just about anything relative to Mortgages and Refi's is beyond impressive and you will thank me when you go with him. Here’s a tip for everyone contemplating a refi, send ALL of the requested material in the day Sean asks for it. Not only will this help this wonderful man, but it will allow you to set yourself up for success by submitting all the requested material on time. At the end of day, delays are caused by missing material, if he asks for it send it, you will thank me later, trust me. In closing, I am proud to know and call him my brother & look forward to our next transaction with great eagerness. Thanks You Sean and Mutual of Omaha! Mr. & Mrs. V P Cortorillo Las Vegas, NV

Charles E Hickson in Suffolk, VA

On July 27, 2024

The communication was the best part. There were no surprises. Josh kept us informed whether good news or bad. Thanks Josh

Alexandra Beninati in Brentwood, CA

On July 26, 2024

Mike was very helpful and responsive! Made buying our first house super easy and seamless.

Elizabeth Boykin in Spokane, WA

On July 19, 2024

Tony exceeded all expectations with his exceptional speed, professionalism, efficiency, and amazing communication skills. As a high-producing realtor, I value these qualities immensely and will wholeheartedly recommend him to my clients. Working with Tony was an absolute pleasure; his clear communication and expertise made the process seamless.

77561 Reviews

5
65,208
4
9,618
3
1,288
2
558
1
675

Ready to talk with a mortgage expert?

Our friendly, knowledgeable mortgage loan originators are happy to help you navigate the world of mortgage so you can find the right solution tailored to your needs. Request a no-obligation call. Just fill out the convenient form below.

Are you working with any Mortgage Banker?


By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. You are also signing express consent to having Mutual of Omaha Mortgage, Inc., or representatives from our family of companies, contact you about your inquiry via text message, email address, or phone (even if it is a cellular phone number or other paid service for which the called or messages person(s) could be charged for such call or text) to the residential or cellular telephone number or email you have provided. This contact may include automatic telephone dialing system or an artificial or prerecorded voice or message. Message frequency varies and data rates may apply. You expressly consent to Mutual of Omaha Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing Mutual of Omaha Mortgage’s services. You may opt out of receiving calls or other electronic communications at any time by making a Do Not Call Request.