
With Us Buying a Home Never Felt So Easy
Home purchasing made painless
Buying a home can feel overwhelming. Mutual of Omaha Mortgage can help you make an informed and smart decision on your home.
See What Our Customers Have to Say
Dramon F in Saint Louis, MO
On January 14, 2023Constant Communication, that in the midst of my busy schedule I was able to do so much because of the constant communication to keep me on top of things that needed to get done to make this a success. I could not have had this happen without the constant positive encouraging voice of Ovet Reynoso throughout this entire process. I gave up at one point, but Ovet was a constant positive person in my ear who without, this would have never happened and been a success.
Desirae A W in Neligh, NE
On December 31, 2022Jeff went above and beyond for us from the very beginning! Without him reaching out to the realtor we would have never had the opportunity for this house in the first place! He was always available to answer questions and kept us updated every step of the way! This is a stressful process and he put our minds at ease and gave us hope when we thought this would never happen!!! He helped our dream come true!!!
Andrea Alexandra C in Woodbridge, VA
On December 14, 2022Mike went above and beyond. From the start, during our first conversation Mike took the time to explain the whole process and answer our questions. This was our first time Buying a home so we wear very inches about the process. Mike was always available and open to answer every question and guide next steps. The support he provided helped us feel supported and excited about the most important purchase of our life. Thank you Mike, we couldn’t be happier!
Gary Steven H in Hernando, FL
On December 15, 2022Zach was Grade A Prime all the way. We enjoyed working with him and he made it easy for us.
Jackie Lynn I in Middleton, TN
On November 23, 2022Jake and Ashley were very nice and responsive to our needs we ran in to some problems but he told use what we need to do and even helped us get the stuff done they are wonderful people and go beyond their duties to get you as much as you need
Giacomo L in Shawnee, KS
On November 18, 2022Follow up and availability. Those are the traits that Zach impressed us with plus extremely knowledgeable about the industry. And an overall good person.
Helen B in Baltimore, MD
On November 01, 2022Angilene was able to focus on what was important to me and my needs. She also explained why I had some issues that went wrong with my old mortgage company. Not once did she say, I can't help you! Angilene took me step by step through the process. It wasn't easy even because of my work hours. I will recommend Angilene to my friends and family. She has a positive attitude, hardworking, responsible and very respectful. Thank you for your time and patience I really appreciate you. The other staff members that contacted me were also helpful and thank you to.
Steven Mark B in Winchester, KY
On October 07, 2022Mike was informed and always ahead of my questions, he was always available and replied quickly. I never had to prompt him to get things done or ask what was needed he was always on top of it through the whole process. Everyone in the process was great!!
Joyce W
On September 09, 2022She was very helpful and passionate about her work .
Sumio D
On August 31, 2022Willingness to answer questions and get back to to me
50911 Reviews
Mortgage Tools at Your Fingertips
With the Mutual of Omaha Mortgage App, you’ll have all your mortgage tools in one place and move the process forward with a tap.
- Apply at anytime, from anywhere
- Quickly access calculator tools to estimate your mortgage payments
- Securely scan and send loan documents with ease
- Check your loan status 24/7
- Direct access to your loan officer

Mutual of Omaha Mortgage is proud to be part of a company with a rich history.
Founded in 1909, Mutual of Omaha serves over 4.6 million individual product customers and 36,000 employer groups.
For a century – through countless historical events – Mutual of Omaha has been there to keep promises to its customers. Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage continues that legacy. Our mission is to provide home financing solutions that help our customers, and back our services with operational excellence at every level. Today, as the nation grapples with new financial realities, Mutual of Omaha Mortgage is strong, stable, secure, and ready to meet your mortgage and financial needs.
Home purchase tips from the experts.
Get preapproved or start your home loan appication
Mortgage questions. Simple answers.
Mutual of Omaha Mortgage can prequalify you based on your answers to questions about your credit, income and employment. We will suggest a prequalification for the lending product based on our discussion: a suggested loan product, interest rate estimate and down payment requirement before submitting a formal application. Get Started!
Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it's not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs.
The 15-year fixed-rate mortgage is a great option for homebuyers with the right financial profile, who have the ability to make higher payments each month. A 15-year fixed-rate mortgage may allow these homebuyers to pay off their mortgage sooner than a 30-year mortgage and enjoy lower interest rates. Read More
Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It's important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it's imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments. Read More
The more you can pay up front, the less you'll pay in interest over time. If you are purchasing a home, aim for at least a 20% down payment. Anything less than that will require Private Mortgage Insurance (PMI). If 20% is not possible, put down at least 10%, otherwise you'll get hit with an even higher interest rates and fees. So if you're buying a $300,000 house, you should save up at least $30,000-$60,000 as a down payment. Get Started Today!
The time has come. You’re ready to make the transition from renter to homeowner, but aren’t sure where to start.
With so many types of homes and loan options, crossing the finishing line and closing on your dream home can seem like a daunting task. Take a look at our top 10 tips to make your life as easy as possible during the home buying process. Read More
The more you can pay up front, the less you'll pay in interest over time. If you're purchasing a home, aim for at least a 20% down payment. Anything less than that will require Private Mortgage Insurance (PMI). If 20% is not possible, put down at least 10%, otherwise you'll get hit with an even higher interest rates and fees. So if you're buying a $300,000 house, you should save up at least $30,000-$60,000 as a down payment.