With Us Buying a Home Never Felt So Easy

Purchase

Home purchasing made painless

Buying a home can feel overwhelming. Mutual of Omaha Mortgage can help you make an informed and smart decision on your home.

How much can I borrow? There are a number of factors that impact how much house you can afford Popular uses:

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Make Homeownership a reality

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Rent vs. Own Homeowners’ net worth is 40x greater than that of a non-homeowner Popular uses:

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Understand the process
Check out best practices and tips

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Ready to Buy? It’s never been a better time to explore your buying options Popular uses:

Historically low interest rates
Streamlined process
Easy to use digital mortgage app

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See What Our Customers Have to Say

Scott M in Williamsburg, Virginia

On November 21, 2023

Sheri went above and beyond to help us get through the loan process. She took the time to explain exactly what we needed and why. She never hesitated to take the extra time to follow up with everyone involved. We had an extremely complicated situation involving the IRS, a very problematic selling agent, appraisal repairs and more. I truly don't think we would have ever closed with any other loan officer besides Sheri. I will exclusively recommend her as well as use her in the future if we buy another house. Thank you so much

Tom C in Williamsburg, Virginia

On November 21, 2023

Sheri is extremely professional, prompt and responsive. She works seven days a week and was always available when we needed her. She made the experience smooth in seamless. She took all of the stress out of the process. Answered all of our questions, and provided all the information we needed to make the most informed decision. Sheâ€™s amazing!

Landon D H in Huntersville, NC

On November 18, 2023

I was amazed at how simple the process was! Jake and his team provided guidance every step of the way. Our cash-out refinance was more than just an important transaction for us, it became a genuine relationship. Jake took time to explain the process and answer any questions we had. He listened to what our goals were and worked hard to make them happen. Another thing I like about this process is that the closing of the refinance is not the end of our relationship. Jake promises to follow our situation and stay in touch in the future to provide other options to better our financial situation as the market changes -- I like that!

David S in Gretna, NE

On November 01, 2023

Grant was super patient and educational on the process. Very supportive and greatly appreciated His help along the way.

Jennifer P in Naperville, IL

On November 04, 2023

The process was very a smooth. I appreciated all of the communication from Grant and the team. The portal for all of document upload and signing made it nice as well.

David V

On October 19, 2023

Tony and his team were in top of our securing our mortgage from the start. There were a couple of hurdles we threw at them and they responded professionally and timely. I would highly recommend Tony Gatliff.

Gordon Z P in Marcellus, MI

On September 27, 2023

Joshua listened to my needs and designed a mortgage that reached the goals I needed. Information came with explanation and made it easy through the entire process.

James G W in Coxs Creek, KY

On September 27, 2023

Simple, fast, easy to talk to the team. Very quick turn around. Would recommend to others

Tim

Was easy to work with , We switched mid escrow and he locked us in at better rate, Some requirements were a bit redundant, but both wife an I are self employed so I guess that its part off the process

Andre K D in Manahawkin, NJ

On September 08, 2023

My experience with Jake and his team is that they were very informative, prompt and precise showing great professional skills the way all lenders should be. The transaction went very smoothly and fast. From my wife and I thank you sincerely Jake Arthur and team.

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Mortgage Tools at Your Fingertips

With the Mutual of Omaha Mortgage App, you’ll have all your mortgage tools in one place and move the process forward with a tap.

Apply at anytime, from anywhere
Quickly access calculator tools to estimate your mortgage payments
Securely scan and send loan documents with ease
Check your loan status 24/7
Direct access to your loan officer

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Mutual of Omaha Mortgage is proud to be part of a company with a rich history.

Founded in 1909, Mutual of Omaha serves over 4.6 million individual product customers and 36,000 employer groups.

For a century – through countless historical events – Mutual of Omaha has been there to keep promises to its customers. Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage continues that legacy. Our mission is to provide home financing solutions that help our customers, and back our services with operational excellence at every level. Today, as the nation grapples with new financial realities, Mutual of Omaha Mortgage is strong, stable, secure, and ready to meet your mortgage and financial needs.

Learn more about our legacy

Home purchase tips from the experts.

Different Types of Mortgage Loans - A Comparative Guide When it comes to finding the right mortgage loan type and term for your new home purchase or refinance, the number of options available can be overwhelming. In this article, we’ll compare the different mortgage types and mortgage terms that you might come across as you look for a new home loan. Read More

Steps to Getting a Mortgage - Application, Processing, Closing, and More We know that for many, the mortgage loan process can be overwhelming and confusing. Don’t worry! With the right information, preparation and an expert loan officer, the loan process can be quite easy and straightforward. Read More

Renting vs Buying a House - What Are the Differences If you’ve found yourself dreaming about owning your own place, it may be time to take a deeper look at the pros and cons of buying vs. renting as part of your evaluation process. To help your decision-making process, let’s review the different pros and cons of both renting and buying a home. Renting or Buying

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Mortgage questions. Simple answers.

How do I get approved for a loan?

Mutual of Omaha Mortgage can prequalify you based on your answers to questions about your credit, income and employment. We will suggest a prequalification for the lending product based on our discussion: a suggested loan product, interest rate estimate and down payment requirement before submitting a formal application. Get Started!

Which Mortgage Is Best for You: A 15-year Mortgage Or A 30-year Mortgage?

Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it's not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs.
The 15-year fixed-rate mortgage is a great option for homebuyers with the right financial profile, who have the ability to make higher payments each month. A 15-year fixed-rate mortgage may allow these homebuyers to pay off their mortgage sooner than a 30-year mortgage and enjoy lower interest rates. Read More

What Percentage of Your Income Should be Your Mortgage?

Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It's important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it's imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments. Read More

How much should I save for a down payment?

The more you can pay up front, the less you'll pay in interest over time. If you are purchasing a home, aim for at least a 20% down payment. Anything less than that will require Private Mortgage Insurance (PMI). If 20% is not possible, put down at least 10%, otherwise you'll get hit with an even higher interest rates and fees. So if you're buying a $300,000 house, you should save up at least $30,000-$60,000 as a down payment. Get Started Today!

What is the best advice for first-time homebuyers?

The time has come. You’re ready to make the transition from renter to homeowner, but aren’t sure where to start.

With so many types of homes and loan options, crossing the finishing line and closing on your dream home can seem like a daunting task. Take a look at our top 10 tips to make your life as easy as possible during the home buying process. Read More

How will my credit score affect my loan?

Good credit is an important factor in the home purchasing process. The higher your score, the more likely you are to be approved for a loan. Great credit will typically get you a lower interest rate and a lower monthly payment.

What is Private Mortgage Insurance?

The more you can pay up front, the less you'll pay in interest over time. If you're purchasing a home, aim for at least a 20% down payment. Anything less than that will require Private Mortgage Insurance (PMI). If 20% is not possible, put down at least 10%, otherwise you'll get hit with an even higher interest rates and fees. So if you're buying a $300,000 house, you should save up at least $30,000-$60,000 as a down payment.