
With Us Buying a Home Never Felt So Easy
Home purchasing made painless
Buying a home can feel overwhelming. Mutual of Omaha Mortgage can help you make an informed and smart decision on your home.
See What Our Customers Have to Say
Jennifer K. P in Evansville, WI
On February 15, 2023The communication was great, always quick replies and able to answer minor and major questions. Kris was able to take the time to go thru details, and give extra explanation to truly make sure I understood.
Danielle F in Waterbury, CT
On February 24, 2023Jake was honest with me through out the entire process and was available to answer any questions that I had. Also, the turn around time was very quick.
Deedre M. S in Hamburg, NJ
On February 22, 2023just your professionalism, and how quickly everything was done and made the process so overwhelmingly awesome! this is the second refi I’ve done with Joe, Bulla and I don’t think I’ll go anywhere else again
Kelly V M in Blue Ridge, TX
On January 31, 2023Josh is very professional and a pleasure to work with, a pleasant experience!
Douglas C in Marietta, Georgia
On February 13, 2023Outstanding experience. I could not have imagined a better relationship to have than the one I had/have with Jonathan. He and his entire team at Mutual of Omaha was fabulous. I would admit that they probably had to work a little harder for this one, but the results literally changed our lives. We are grateful to Jonathan for being a tremendous coach and advisor throughout the mortgage loan process. And Mutuals online application process was extremely easy to follow and convenient for uploading the required documents as well. All in all a tremendous experience one that I would recommend to anyone seeking a new home loan or refinancing. Thank you Jonathan!
Dolores K. O in Douglasville, GA
On February 09, 2023Always available and willing to take the time to explain every aspect of the process. Thank you, Joe.
Kyle K in Deltona, FL
On January 31, 2023Jeff is the epitome of professional. We have worked with him several times in the last 8+ years and each time, he exceeds our expectations. He was also very quick to ensure his team received the credit for their great work. Everyone on the team with our main point of contact being Jeff Shin, were responsive, helpful and were even able to help us close 11 days earlier than we had originally scheduled. We trust Jeff's knowledge of the market place and his products and above all, to look out for our best interests. We highly recommend Jeff!! We have worked with him across multiple states and for varying amounts. After all these years, we still think he is a rockstar and would use his services again in a heartbeat.
Carl in Prosper, TX
On February 04, 2023The system seemed simple to use. Everyone on the team communicated very well and everything went very smooth.
Randall H in China Spring, TX
On January 26, 2023Great experience slight delay from FedEx but I enjoyed working with Josh.
Dramon F in Saint Louis, MO
On January 14, 2023Constant Communication, that in the midst of my busy schedule I was able to do so much because of the constant communication to keep me on top of things that needed to get done to make this a success. I could not have had this happen without the constant positive encouraging voice of Ovet Reynoso throughout this entire process. I gave up at one point, but Ovet was a constant positive person in my ear who without, this would have never happened and been a success.
51791 Reviews
Mortgage Tools at Your Fingertips
With the Mutual of Omaha Mortgage App, you’ll have all your mortgage tools in one place and move the process forward with a tap.
- Apply at anytime, from anywhere
- Quickly access calculator tools to estimate your mortgage payments
- Securely scan and send loan documents with ease
- Check your loan status 24/7
- Direct access to your loan officer

Mutual of Omaha Mortgage is proud to be part of a company with a rich history.
Founded in 1909, Mutual of Omaha serves over 4.6 million individual product customers and 36,000 employer groups.
For a century – through countless historical events – Mutual of Omaha has been there to keep promises to its customers. Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage continues that legacy. Our mission is to provide home financing solutions that help our customers, and back our services with operational excellence at every level. Today, as the nation grapples with new financial realities, Mutual of Omaha Mortgage is strong, stable, secure, and ready to meet your mortgage and financial needs.
Home purchase tips from the experts.
Get preapproved or start your home loan appication
Mortgage questions. Simple answers.
Mutual of Omaha Mortgage can prequalify you based on your answers to questions about your credit, income and employment. We will suggest a prequalification for the lending product based on our discussion: a suggested loan product, interest rate estimate and down payment requirement before submitting a formal application. Get Started!
Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it's not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs.
The 15-year fixed-rate mortgage is a great option for homebuyers with the right financial profile, who have the ability to make higher payments each month. A 15-year fixed-rate mortgage may allow these homebuyers to pay off their mortgage sooner than a 30-year mortgage and enjoy lower interest rates. Read More
Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It's important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it's imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments. Read More
The more you can pay up front, the less you'll pay in interest over time. If you are purchasing a home, aim for at least a 20% down payment. Anything less than that will require Private Mortgage Insurance (PMI). If 20% is not possible, put down at least 10%, otherwise you'll get hit with an even higher interest rates and fees. So if you're buying a $300,000 house, you should save up at least $30,000-$60,000 as a down payment. Get Started Today!
The time has come. You’re ready to make the transition from renter to homeowner, but aren’t sure where to start.
With so many types of homes and loan options, crossing the finishing line and closing on your dream home can seem like a daunting task. Take a look at our top 10 tips to make your life as easy as possible during the home buying process. Read More
The more you can pay up front, the less you'll pay in interest over time. If you're purchasing a home, aim for at least a 20% down payment. Anything less than that will require Private Mortgage Insurance (PMI). If 20% is not possible, put down at least 10%, otherwise you'll get hit with an even higher interest rates and fees. So if you're buying a $300,000 house, you should save up at least $30,000-$60,000 as a down payment.