Find the Best Home Loan for You!

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Zillow Five Star Lender
Fannie Mae Approved Lender

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Mutual of Omaha Mortgage is proud to offer all customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

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Home refinancing with Mutual of Omaha Mortgage

Whether you’re looking for a cash-out refinance, adjusting your home loan rate or term, or are in the market for a reverse mortgage, Mutual of Omaha Mortgage offers the best solution for your mortgage refinance needs. Popular reasons to refinance include:

  • Refinance Mortgage Rate and/or Term: This is one of the most popular reasons for home refinance. Mortgage rates change over time, and when rates drop, that can be a great time to refinance for a lower monthly payment or for a shorter term (for example changing from 30-year to 15-year mortgage).
  • Change Your Loan Structure: As your financial circumstances change, you can refinance to change your loan structure. You might choose to change from an adjustable-rate to a fixed-rate mortgage, or you may be able to eliminate Private Mortgage Insurance.
  • Get Cash Out From Your Home Equity: This is a popular option for homeowners looking to consolidate debt or consolidate credit, make home improvements, or cover high-cost expenses. In a cash-out refinance you can borrow money against the value of your home for a low-interest rate that you can pay off over time.

Today’s Mortgage Rates

These are our current mortgage rates for some of our most popular loan programs.

Rates are updated daily. Please keep in mind that the interest rate you will qualify for depends  on many factors, including your credit, your loan amount and your down payment.  For a personalized mortgage quote, please get started online.

Rate6.99%
APR7.056%
Last Updated:May 8, 2025 5:40 PM
Rate5.875%
APR6.089%
Last Updated:May 8, 2025 5:40 PM
Rate6.25%
APR6.974%
Last Updated:May 8, 2025 5:40 PM
Rate6.25%
APR6.481%
Last Updated:May 8, 2025 5:40 PM

Home loans with Mutual of Omaha Mortgage

Mutual of Omaha Mortgage offers several lending products to cover your unique home loan needs. We take great pride in serving veteran customers with our VA loan program and offer exceptional service with our USDA, Conventional, FHA, and Jumbo loan options.

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Understand your Employer’s Paycheck Mortgage Benefits Today