$1,000 off closing costs for any
Mutual of Omaha Customer

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.625% 0.597 5.766% $0 $2,296 $863
5.750% 0.027 5.839% $0 $1,440 $875
5.875% 0.000 5.962% $641 $759 $887
5.990% 0.000 6.078% $296 $1,104 $898
6.000% 0.000 6.088% $1,261 $139 $899
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.625% 0.187 5.799% $0 $1,680 $1,236
5.750% 0.186 5.925% $0 $1,679 $1,246
5.875% 0.000 6.021% $47 $1,353 $1,256
5.990% 0.000 6.137% $345 $1,055 $1,265
6.000% 0.000 6.147% $373 $1,027 $1,266
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.375% 0.554 6.022% $0 $2,246 $855
5.500% 0.086 6.104% $0 $1,531 $867
5.625% 0.000 6.224% $557 $843 $879
5.750% 0.000 6.352% $1,218 $182 $891
5.875% 0.000 6.480% $322 $1,078 $903
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.000% 0.398 6.238% $0 $610 $919
6.125% 0.011 6.327% $0 $17 $931
6.250% 0.000 6.453% $545 $0 $943
6.500% 0.000 6.706% $11 $0 $968
6.625% 0.000 6.832% $544 $0 $981

 

* Payment amounts shown do not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be higher.

Assumptions

Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Get Pre-qualified

Call to Learn More

1-800-24-RATES

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Shivtej Tata in Tewksbury, MA

On August 29, 2024

From start to finish, Mike was extremely communicative throughout the entire process. He thoroughly explained everything about the mortgage process, including approvals, pre-approvals, and other checks. He consistently kept me updated on the rates and offered valuable advice, but never pressured me into choosing a particular rate. Mike was also quick to provide any details I needed. Overall, the whole experience was smooth and comfortable, with no unexpected surprises.

Vincent Cortorillo

On July 29, 2024

5 Stars, 5 Diamonds, Gold Medal and just the one of the nicest men on the face of the planet. Sean was with us from start to finish. No hour was to late or no question was too silly. He answered everything for us and stayed with us from start to finish, all with a smile on his face and a warm heart. I cannot say enough good things about this man. If you want a mortgage rep that really cares about you, then this is your man. Sean’s knowledge and ability to navigate just about anything relative to Mortgages and Refi's is beyond impressive and you will thank me when you go with him. Here’s a tip for everyone contemplating a refi, send ALL of the requested material in the day Sean asks for it. Not only will this help this wonderful man, but it will allow you to set yourself up for success by submitting all the requested material on time. At the end of day, delays are caused by missing material, if he asks for it send it, you will thank me later, trust me. In closing, I am proud to know and call him my brother & look forward to our next transaction with great eagerness. Thanks You Sean and Mutual of Omaha! Mr. & Mrs. V P Cortorillo Las Vegas, NV

Charles E Hickson in Suffolk, VA

On July 27, 2024

The communication was the best part. There were no surprises. Josh kept us informed whether good news or bad. Thanks Josh

Robert Singleton in Mcminnville, TN

On May 30, 2024

Jake is a pleasure to work with. Kept us informed and was very fast and efficient! Very knowledgeable when we had questions. Wouldn’t hesitate to use him again or refer him to anyone else.

Ronald Jackson in Lufkin, TX

On May 18, 2024

The team over at Mutual Of Omaha were nothing other than excellent. The whole experience, and availability to work with us were exceptional. We were scared for being first time home buyers, but Mike always kept us updated, and worked to help us get the best deal possible. And for that, we will always be grateful.

Daniel Bertelli in Hillsdale, NJ

On April 23, 2024

very responsive

Kip A Reynolds in Lakeville, MN

On April 17, 2024

From initial inquiry through the application process and into closing Patrick provided trusted guidance at every point along the way. He communicated in a timely manner and answered and all questions myself or my agent had. Even with some difficulties arose, Patrick was quick to reach out and with empathy and helped determine how to overcome to get things back on track. All of his help really made for a pleasant mortgage experience.

David Newton in MERIDIAN, ID

On April 08, 2024

Was willing to work around my busy schedule and made me feel safe through my purchase experience.

Brandon Utesch in Scottsdale, AZ

On April 06, 2024

Patrick did a great job!! Definitely a guy who works for the customer. Very knowledgeable and always willing to give valuable advice. He has great time, management skills and efficient with the customers time. I will definitely recommend him to my friends and family going forward! Thanks, Pat. Much appreciated!!

Taylor Gabrielle Martin in SHERRILLS FORD, NC

On March 24, 2024

Nic was the only person we talked to (compared to other loan companies) that knew what he was talking about and was extremely helpful start to finish. We got the loan together in 17 days which is amazing. I would recommend Nic and his team anytime! Thank you for helping us get our dream home!

75987 Reviews

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63,887
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