$1,000 off closing costs for any
Mutual of Omaha Customer

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

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How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.375% 1.280 3.478% $0 $1,920 $663
3.500% 0.691 3.556% $0 $1,036 $674
3.625% 0.000 3.625% $177 $0 $684
3.750% 0.000 3.750% $1,159 $0 $695
3.875% 0.000 3.875% $1,904 $0 $705
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.000% 0.324 3.047% $0 $486 $1,036
3.125% 0.008 3.126% $0 $12 $1,045
3.250% 0.000 3.250% $637 $0 $1,054
3.375% 0.000 3.375% $1,243 $0 $1,063
3.500% 0.000 3.500% $1,792 $0 $1,072
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.125% 0.895 3.196% $0 $4,475 $2,142
3.250% 0.291 3.273% $0 $1,455 $2,176
3.375% 0.000 3.375% $1,315 $0 $2,210
3.500% 0.000 3.500% $3,630 $0 $2,245
3.625% 0.000 3.625% $6,415 $0 $2,280
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.125% 0.135 3.136% $0 $1,282 $4,070
3.250% 0.010 3.251% $0 $95 $4,134
3.375% 0.000 3.375% $1,178 $0 $4,200
3.500% 0.000 3.500% $6,004 $0 $4,266
3.625% 0.000 3.625% $10,820 $0 $4,332
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.875% 0.616 3.589% $0 $940 $633
3.000% 0.065 3.670% $0 $99 $643
3.125% 0.000 3.792% $659 $0 $654
3.250% 0.000 3.919% $2,138 $0 $664
3.375% 0.000 4.047% $2,972 $0 $675
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.875% 0.586 3.030% $0 $1,783 $1,262
3.000% 0.012 3.110% $0 $37 $1,283
3.125% 0.000 3.235% $1,539 $0 $1,303
3.250% 0.000 3.361% $3,328 $0 $1,324
3.375% 0.000 3.486% $3,532 $0 $1,345

Rates current as of September 30, 2021 11:04 AM

* Payment amounts shown do not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be higher.


Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Christopher Wyman

On January 01, 2022

Nathan was consistently extremely helpful and knowledgeable. He was always very responsive and answered all our questions. Kept us focused on the tasks we needed to complete; persistent but not pushy. He is an asset to your company!

Zdenka Kalina

On December 18, 2021

Nathan helped us achieve our goal with such patience and kindness, he is very resourceful and straightforward and I couldn’t have asked for a better human if I tried.

Randal Black

On November 11, 2021

Nate is a good communicator and wasn't pushy. He was quite diplomatic while handing conflict. I appreciated working with him. Randal Black

Cristal Hibbard

On September 01, 2021

Christal and Berenice were so attentive and easy to work with. Our questions were answered quickly (without judgement) and our part of the process was very straightforward and not nearly as time consuming or arduous as I had anticipated.

Timothy Vose

On January 14, 2022

Jeff was east to work with, very responsive, and everything went smoothly!

Andre Walker

On January 26, 2022

She was professional and patient

Stephanie Combs

On January 27, 2022

Ryan kept in touch with me throughout the entire process. I really appreciated his dedication to keeping me informed on next steps and what to expect. He made the entire process pleasant!

Betty Vogel

On January 25, 2022

Bob was very good at answering all my questions and made the entire process very easy. He is very good at his job as well as professional and courteous. I highly recommend his to all.

Jason Lewis

On January 28, 2022

The Personal Touches and Great Communication

44319 Reviews


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