$1,000 off closing costs for any
Mutual of Omaha Customer

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

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How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.375% 0.376 6.501% $0 $1,964 $936
6.490% 0.074 6.588% $0 $1,511 $947
6.500% 0.000 6.590% $59 $1,341 $948
6.625% 0.000 6.716% $636 $764 $960
6.750% 0.000 6.842% $963 $437 $973
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.990% 0.229 6.173% $0 $1,744 $1,265
6.000% 0.215 6.181% $0 $1,722 $1,266
6.125% 0.000 6.272% $86 $1,314 $1,276
6.250% 0.000 6.398% $493 $907 $1,286
6.375% 0.000 6.523% $877 $523 $1,296
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.875% 0.657 6.546% $0 $2,403 $903
6.000% 0.225 6.631% $0 $1,743 $915
6.125% 0.000 6.736% $287 $1,113 $927
6.250% 0.000 6.864% $885 $515 $940
6.375% 0.000 6.992% $818 $582 $952
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.250% 0.267 6.479% $0 $409 $943
6.375% 0.245 6.603% $0 $375 $956
6.500% 0.000 6.706% $190 $0 $968
6.625% 0.000 6.832% $726 $0 $981
6.750% 0.000 6.959% $1,232 $0 $994

 

* Payment amounts shown do not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be higher.

Assumptions

Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Terence C May in Milford, PA

On February 21, 2025

Giovony was very straight forward and up front with everything. He lead us step by step and made every step clear. Very professional experience!!!

Linda Love

On February 14, 2025

It was a pleasure working working with Josh. No pressure. He was patient and thorough. This was a big decision for me and he made it a pleasant experience and I would highly recommend him for anyone considering a refinance with Mutual of Omaha

Cory E Bullard in Omaha, NE

On January 25, 2025

Giovany went above and beyond to provide an amazing experience and exceptional customer service. I would recommend him to anyone!

James M Palmatier in Ulysses, PA

On January 13, 2025

Mike made the process very simple for me, he was very responsive to any questions I had and kept me updated every step of the way!

Eric Seglinski Jr. in Lutherville, MD

On December 16, 2024

Mike was very responsive and helpful when going through different loan options. Overall had a great experience

Stephanie M Stenger in Cincinnati, OH

On December 02, 2024

Joseph was AMAZING to work with. Took extra time to explain the loan and next steps thoroughly. I finally have relief with this refinancing and consolidation of my debt. Thank you for everything!

Donatello D Bollettino in HOWELL, NJ

On November 22, 2024

David was fantastic to deal with. He would get back to me with all my questions and concerns promptly and made the process extremely smooth. I will definitely be referring family and friends to him. He is a great asset to your company.

Dorothy M Billingsly in Brooksville, FL

On October 30, 2024

Wow, over this journey we experienced exceptional service, communication, professionalism with compassion, guidance, responsiveness and more from Sylas. He is a true expert and we valued his subject matter expertise guiding us through the somewhat arduous proces. He was always upfront, honest and we have a great trust in him. From the very first conversation, his upbeat, sincerely caring manner, and professional knowledge stood out amongst others. Throughout this process we developed a trusting relationship with Sylas and will refer him to others. As part of our financial goals we look forward to working with him going forward. Sylas is an outstanding demonstration of expert knowledge, the best customer sevice, a true trusted advisor, and consistency in all that he does. Above all he is a good person and we are very grateful to have been connected with him in the beginning and to have walked this journey together.

Andrew Fisher in Mentor, OH

On October 13, 2024

Mike was extremely communicative through all of this process. From the jump Mike and mutual set themselves apart on the market of lenders and it’s clear to see why. They take care of their people.

Jamie DeWolf in HARRISON TOWNSHIP, MI

On October 11, 2024

Tony was Great to work with, awesome communication, no matter what day or time, he always managed to take my call if I needed anything.

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Ready to talk with a mortgage expert?

Our friendly, knowledgeable mortgage loan originators are happy to help you navigate the world of mortgage so you can find the right solution tailored to your needs. Request a no-obligation call. Just fill out the convenient form below.