$1,000 off closing costs for any
Mutual of Omaha Customer

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.375% 0.679 5.436% $0 $1,018 $840
5.500% 0.196 5.518% $0 $294 $852
5.625% 0.000 5.625% $600 $0 $863
5.750% 0.000 5.750% $1,434 $0 $875
5.875% 0.000 5.875% $2,099 $0 $887
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.125% 0.477 5.198% $0 $716 $1,196
5.250% 0.199 5.280% $0 $298 $1,206
5.375% 0.000 5.375% $283 $0 $1,216
5.500% 0.000 5.500% $850 $0 $1,226
5.625% 0.000 5.625% $748 $0 $1,236
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.250% 0.564 5.301% $0 $2,820 $2,761
5.375% 0.091 5.383% $0 $455 $2,800
5.500% 0.000 5.500% $1,565 $0 $2,839
5.625% 0.000 5.625% $3,210 $0 $2,878
5.750% 0.000 5.750% $4,405 $0 $2,918
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
4.750% 0.924 4.831% $0 $8,778 $4,956
4.875% 0.248 4.897% $0 $2,356 $5,027
5.000% 0.000 5.000% $4,000 $0 $5,100
5.125% 0.000 5.125% $10,307 $0 $5,173
5.250% 0.000 5.250% $12,578 $0 $5,246
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
4.875% 0.934 5.670% $0 $1,426 $808
5.000% 0.442 5.751% $0 $675 $819
5.125% 0.000 5.836% $35 $0 $831
5.250% 0.000 5.964% $714 $0 $843
5.375% 0.000 6.092% $56 $0 $855
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
4.500% 0.963 4.703% $0 $2,929 $1,541
4.625% 0.449 4.784% $0 $1,366 $1,564
4.750% 0.000 4.871% $140 $0 $1,587
4.875% 0.000 4.997% $252 $0 $1,610
5.000% 0.000 5.123% $1,749 $0 $1,633

 

* Payment amounts shown do not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be higher.

Assumptions

Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Jolene W

On May 12, 2022

The communication, skill level, and overall effort made this the best experience I have had servicing any kind of loan. Allison went above and beyond every step of the way, and I will be referring her to everyone I know.

Justin A

On June 02, 2022

Eric Calmese took the time to understand all of the reasons for my interest in refinancing our mortgage, and then thoughtfully presented a solution. His knowledge of all things finance was not just extremely helpful and comforting, but truly impressive. I will 100% recommend him to anyone who I think might benefit from a conversation with him because I know he will deliver results with honesty and integrity firsthand.

Cynthia F

Ben took the time to explain everything to me. He was so helpful with my lack of computer skills walking me through every step. Could call or text anytime and he stopped what he was doing to help me or explain to me. Very grateful for all his professional help! Ben made the process so much easier.

Felvir C

On April 20, 2022

Lucas was very helpful, communicative, and very diligent in getting the right documents requested and processed. I had one month to close on a property and he was very proactive in getting in what we needed on time. I'd highly recommend Lucas to anyone looking to close on a property fast and efficiently.

Mary H

On April 30, 2022

Tyler made it so seamless and so helped me through the computer stuff! He was always available and prepared. No question s went unanswered. I was in Mortgage Lending with Bank One for many years. I pre underwrote Appraisals, , dealt with Title Companies, Attorneys, Insurance Companies, and Originators. My funding limit was$500,000.00. I would hire Tyler in an instant.! He has a great future ahead . You are lucky to have him in your employ! Regards Mary M Helfrich

Jeri K

On April 19, 2022

Eric is why my experience was great. My income is derived from closely held family companies, partnerships, LLC’s and trusts with complex ownership. Eric took the time to understand the structure and be patient enough for me to forward all of the documentation needed. Eric is always a true professional. He is very organized, follows up, returns phone calls is polite and knows his business. He is always helpful and a true pleasure to work with ! Thank you Eric !

John G

On April 19, 2022

Working with Nick made me feel like I got a degree in Finance by the time we were done. Went above and beyond any standard I could've set in terms of clarity of communication and expertise. All this while managing to be an absolute pleasure to work with. Thank you Nick!

William M

On March 31, 2022

Steven Koskolos made my experience buying my first home GREAT! Any Questions I had at any time he would have the answers. Steven would constantly keep me up to date with everything going on so I never had to worry. I have already recommended him to many of my friends looking at buying new homes!

James A

On March 17, 2022

Took care of us from start to finish. Couldn't have been more helpful.

James W

On March 15, 2022

it was a pleasure working with lucas van dame I cannot say how much he helped me getting my refinance done on my home , he went the extra mile to help me . I would recomend him to anyone . thanks Lucas sincerely james w.

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