$1,000 off closing costs for any
Mutual of Omaha Employee

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha full and part-time employees reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.490% 0.116 6.501% $0 $174 $947
6.500% 0.023 6.502% $0 $34 $948
6.625% 0.000 6.625% $561 $0 $960
6.750% 0.000 6.750% $672 $0 $973
6.875% 0.000 6.875% $1,323 $0 $985
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.250% 0.280 6.294% $0 $420 $1,286
6.375% 0.054 6.384% $0 $81 $1,296
6.490% 0.000 6.490% $206 $0 $1,306
6.500% 0.000 6.500% $230 $0 $1,307
6.625% 0.000 6.625% $447 $0 $1,317
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.000% 0.609 6.577% $0 $929 $915
6.125% 0.147 6.658% $0 $224 $927
6.250% 0.000 6.770% $456 $0 $940
6.375% 0.000 6.897% $2 $0 $952
6.500% 0.000 7.025% $676 $0 $965
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.500% 0.509 6.757% $0 $780 $968
6.625% 0.109 6.843% $0 $167 $981
6.750% 0.000 6.959% $415 $0 $994
7.000% 0.000 7.212% $375 $0 $1,019
7.125% 0.000 7.339% $924 $0 $1,032

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Paige F in FERNANDINA BEACH, FL

On February 14, 2024

WE love Bianca! When Bianca says yes we know the loan is closing and closing on time. My customers are always happy with the support and the transaction.

Gene V in Longview, TX

On January 24, 2024

Mr. Jake Arthur is very knowledgeable & professional. He & his staff directed me step by step. I understood how this loan Works. The details were clear & concise. I was encouraged to stay positive & patient. I was assured that everything would work out as I provided staff w/the data required along the way. I am pleased I'm grateful & thanks for your assistance.

Jeffrey E. L in Belfast, ME

On January 24, 2024

Leah, Luis and Donna all went out of their way to help process my loan fairly quickly. I had a lot of questions and I got a response each time in either a few minutes or within a few hours. I was impressed with the diligent follow -up to make sure I was comfortable with each step.

Michael B S in Vancouver, WA

On December 30, 2023

Really responsive and always helpful. Seemed to care about people and their situation

Tiffanie R in Newport News, VA

On January 11, 2024

She was so sweet and cared so much about my situation and made it her goal to achieve all my needs and she 10000% met all of them. She was very communicative with me the whole entire time and even took the time to help me with what i couldn't get done when i Say above and beyond i mean ABOVE AND BEYOND!!!! I love love love working with her and would recommend her and deff. Go to again without a doubt. She has made such a impact on my life and help me achieve on of the best goals in life which is being a homeowner! Extremely grateful that KW has such a stunning intelligent young woman who puts so much heart into her work! I'm so happy with everything! THANK YOU!!!!!!!!

Meng V in Menomonie, WI

On December 29, 2023

I loved the communication. Questions were answered promptly. Showed a lot of empathy towards our ever changing circumstances.

Cici Y in Menomonie, WI

On December 29, 2023

His effort to give us what we want in the loan and detail of each process. He’s very upfront and honest how the loan works.

Angelina F G in Troy, IL

On December 01, 2023

Hugh was a blessing to us. I explained in detail our financial situation in detail, after which he was positive he could help. He communicated with me during each stage of the loan process. He is a true asset to your company.

Scott M in Williamsburg, Virginia

On November 21, 2023

Sheri went above and beyond to help us get through the loan process. She took the time to explain exactly what we needed and why. She never hesitated to take the extra time to follow up with everyone involved. We had an extremely complicated situation involving the IRS, a very problematic selling agent, appraisal repairs and more. I truly don't think we would have ever closed with any other loan officer besides Sheri. I will exclusively recommend her as well as use her in the future if we buy another house. Thank you so much

Tom C in Williamsburg, Virginia

On November 21, 2023

Sheri is extremely professional, prompt and responsive. She works seven days a week and was always available when we needed her. She made the experience smooth in seamless. She took all of the stress out of the process. Answered all of our questions, and provided all the information we needed to make the most informed decision. She’s amazing!

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