$1,000 off closing costs for any
Discount Member

Mutual of Omaha Mortgage is proud to offer all Discount members reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

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How It Works

For being part of the Tickets at Work community, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Conventional, Jumbo, and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.000% 0.798 3.076% $0 $1,922 $632
3.125% 0.311 3.163% $0 $1,192 $643
3.250% 0.000 3.263% $0 $725 $653
3.375% 0.000 3.388% $0 $725 $663
3.500% 0.000 3.513% $0 $725 $674
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.490% 0.581 2.596% $0 $1,596 $999
2.500% 0.290 2.565% $0 $1,160 $1,000
2.625% 0.000 2.649% $0 $725 $1,009
2.750% 0.000 2.774% $0 $725 $1,018
2.875% 0.000 2.899% $0 $725 $1,027
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.750% 0.788 2.815% $0 $4,715 $2,041
2.875% 0.170 2.892% $0 $1,625 $2,074
2.990% 0.000 2.994% $0 $775 $2,105
3.000% 0.000 3.004% $0 $775 $2,108
3.125% 0.000 3.129% $0 $775 $2,142
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
3.000% 0.499 3.041% $0 $5,516 $4,005
3.125% 0.043 3.130% $0 $1,184 $4,070
3.250% 0.000 3.252% $0 $775 $4,134
3.375% 0.000 3.377% $0 $775 $4,200
3.500% 0.000 3.502% $0 $775 $4,266
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.375% 0.930 3.118% $0 $2,144 $593
2.500% 0.401 3.201% $0 $1,337 $603
2.625% 0.000 3.295% $0 $725 $613
2.750% 0.000 3.423% $0 $725 $623
2.875% 0.000 3.551% $0 $725 $633
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.250% 0.515 2.400% $0 $2,292 $1,163
2.375% 0.054 2.491% $0 $889 $1,182
2.500% 0.000 2.612% $0 $725 $1,202
2.625% 0.000 2.738% $0 $725 $1,222

Rates current as of September 30, 2021 11:04 AM

* Payment amounts shown do not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be higher.


Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your member benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Judith Raines

On December 01, 2021

Austin was always available to assist through my buying a home experience!

David Butsch

On December 01, 2021

If and when I had a question you always try your best to answer

Sarah Djiovanis

On November 28, 2021

Responsive and moved quickly when needed.

Jose Huezo

On December 01, 2021

Communication and great customer service

Karen Skavicus

On November 28, 2021

Richard was very knowledgeable, accessible, and courteous throughout our whole mortgage process. Online portal made importing and receiving required documents a breeze!

Tammy Ford

On December 01, 2021

Matthew and his team made it very easy to refinance with a lower rate.

Gwendolyn Brown

On December 01, 2021

My hesitation to go forward was eased by individuals working with me. Very patient, informative. Returned calls promptly , professional. Thank you.

Nathan Sahm

On December 01, 2021

Fred is extremely punctual and responsive. Having been in real estate for 10 years, I believe those are the most important characteristics a loan originator can possess. Thanks for all your help Fred!!! Looking forward to the next one!

Melissa Heath

On December 01, 2021

This was my first home purchase and jeff and his team helped me thru the entire process. He answered all my questions in a timely manner. He was always available.

Eddi-Ann Freeman

On December 01, 2021

Communication and sage advice

42190 Reviews


Ready to talk with a mortgage expert?

Our friendly, knowledgeable mortgage loan originators are happy to help you navigate the world of mortgage so you can find the right solution tailored to your needs. Request a no-obligation call. Just fill out the convenient form below.

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