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Coronavirus (COVID-19) – Information for Customers. Important message regarding the COVID-19 outbreak and steps we’re taking to help our customers and associates.

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Mortgage Services

Price tag with dollar sign on it. Purchase a Home Mutual of Omaha Mortgage offers several lending products to cover your unique home loan needs. We take great pride in serving veteran customers with our VA loan program, and offer exceptional service with our USDA, Conventional, FHA and Jumbo loan options.
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Home loan document icon Refinance Your Home Whether you’re looking to turn home equity into cash, adjust your loan rate or term, or are in the market for a reverse mortgage, Mutual of Omaha Mortgage offers the best solution for your refinance needs. Call or click to learn more from the Mutual of Omaha Mortgage Refinance Center today!
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Five person group icon Superior Customer Experience We hire some of the most professional, knowledgeable and committed Mortgage Bankers in the industry. Our team will provide you a responsive and comprehensive lending experience to tackle your home loan needs the right way.
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Your Options

What is a loan?
VA Loan
2.5 - 3.75%
Rate
15 - 30 yrs
Avg. Term
$1,250
Principal & Interest
Conventional Loans
3.75 - 3.85%
Rate
$1,719
Rate
$1,326
Principal & Interest
FHA Loans
2.75 - 3.44%
Rate
$3,719
Rate
$1,766
Principal & Interest
ARM Loans
2.75 - 3.44%
Rate
$3,719
Rate
$1,766
Principal & Interest
USDA Loans
1.75 - 1.85%
Rate
$1,349
Rate
$893
Principal & Interest
Get started today! Achieve your home ownership goals with Mutual of Omaha Mortgage!

SUPPORTING VETERANS & ACTIVE DUTY SERVICE MEMBERS

EACH & EVERY DAY

We created the Patriot's Charity Initiative from our belief that one day a year is not enough to thank our veterans and active duty service members for defending the freedoms we enjoy every single day. Mutual of Omaha Mortgage makes a donation to the USO and other military service organizations. We know that the charities that we’ve partnered with will put that money to good use in our veteran and active duty military communities. We are committed to serving those who are or have served, and this program allows us to express our gratitude in a very tangible and meaningful way each and every day. We are proud that giving back to our veterans and active duty service members is ingrained in the fiber of Mutual of Omaha Mortgage.
Patriot's Charity
Patriot's Charity Initiative

Donations to veteran & active duty charities

Since January 1, 2015

What's New

What does it mean to refinance a mortgage? 13 May 2020 Although applying for a mortgage can seem like a complex process, many borrowers will have more than one mortgage loan in their lifetime. This could be due to a new home purchase, or a home refinance. Refinancing means that you replace your existing mortgage loan with a new loan. So, the new mortgage loan pays off the former loan. Because of the falling interest rates and rising home values, interest in refinancing has increased over the last few years. For homeowners who do not plan on moving for a few years, a refinance could be a great chance to replace their current mortgage with a new loan that better fits their personal and financial needs. Learn more
Can You Refinance Your Mortgage to Consolidate Debt? 11 May 2020 Many Americans are burdened with unsecured debt. High-interest credit cards, car payments and student loans are just three types of debt that can be obstacles that prevent a homeowner from taking control of their finances. Some homeowners turn to personal loans to consolidate debt, and later face even higher bills because of unexpected fees and added interest. When mortgage interest rates decline, there’s a unique opportunity for homeowners looking to pay off debt: a refinance. Consolidating debt into a mortgage is easier than you think. Learn more
What Percentage of Your Income Should be Your Mortgage 06 January 2020 Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It is important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment. To determine how much money should be allocated to a monthly mortgage payment, it is imperative for potential homebuyers to have a full understanding of the process, and identify what percentage of income a mortgage payment should be in order to comfortably and confidently afford monthly payments. Learn more
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