A New Approach to Mortgage, from the Company You Know.

The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.

And, like our customers, we thrive on relationships and building genuine, enduring connections. We’re sensible, conscientious and responsible. As a mutual company our focus isn’t about increasing share prices. It’s helping customers reach their financial goals.

So if you’re considering a new home purchase or refinance, you can feel secure knowing Mutual of Omaha Mortgage exists solely to do right by our customers, every time.

As a full-service mortgage lender, we have the strong financial backing and a solution for nearly every mortgage need. Our portfolio of home financing options includes: fixed and adjustable rate loans, FHA, VA, USDA, jumbo loans, and refinancing programs.

We understand that to some companies a loan is a loan is a loan. That’s not us and it’ll never be. Buying (or refinancing) a house is more than a financial decision. It’s the promise of a life you want to build and the memories you want to make. And that’s why before we talk home loan solutions, we focus on you and your needs.

We’re here for you, for the long haul.

See What Our Customers Have to Say

Loan Process Background

Today’s Rate’s

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.999% 0.089 6.023% $0 $858 $899
6.000% 0.085 6.024% $0 $852 $899
6.125% 0.000 6.141% $447 $278 $911
6.250% 0.000 6.266% $1,176 $0 $924
6.375% 0.000 6.391% $1,671 $0 $936
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.750% 0.261 5.817% $0 $1,116 $1,246
5.875% 0.048 5.908% $0 $797 $1,256
5.999% 0.000 6.025% $288 $437 $1,266
6.000% 0.000 6.026% $291 $434 $1,266
6.125% 0.000 6.151% $657 $68 $1,276
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.125% 0.727 6.198% $0 $4,410 $3,038
6.250% 0.313 6.284% $0 $2,340 $3,079
6.375% 0.000 6.380% $115 $660 $3,119
6.499% 0.000 6.504% $1,475 $0 $3,160
6.500% 0.000 6.505% $1,490 $0 $3,160
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.250% 0.400 6.290% $0 $4,575 $5,849
6.375% 0.150 6.392% $0 $2,200 $5,927
6.500% 0.000 6.503% $950 $0 $6,005
6.625% 0.000 6.628% $3,325 $0 $6,083
6.750% 0.000 6.753% $5,700 $0 $6,162
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.875% 0.573 6.679% $0 $1,600 $903
6.000% 0.080 6.756% $0 $847 $915
6.125% 0.000 6.876% $604 $121 $927
6.250% 0.000 7.004% $1,306 $0 $940
6.375% 0.000 7.132% $78 $647 $952
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.875% 0.732 6.082% $0 $2,952 $1,799
6.000% 0.240 6.161% $0 $1,455 $1,824
6.125% 0.000 6.264% $718 $7 $1,848
6.250% 0.000 6.390% $2,120 $0 $1,873
6.500% 0.000 6.642% $907 $0 $1,923

Calculating Header Image Calculate Your Needs

Our mortgage calculators can help you determine an efficient strategy that’s right for you and your family.

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Loan Payment Calculator

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Home Affordability Calculator

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Refinance Calculator