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Advertising Rate Disclosures
Disclosure Assumptions - Current as of August 30, 2021 .
- The Interest rates quoted assume a $300K loan amount, $378K value (~80% LTV), Primary Single Family Residence (SFR 1 unit), Owner Occupied (O/O), with impounds (Escrow), 780 FICO score, 43 DTI (Debt-To-Income ratio), Alameda County, CA.
- The actual interest rate, APR, and payment may vary based on specific terms of the loan selected, verification of information, your credit history, the location and type of property and other factors.
- Not available in all states. Rates are subject to change daily without notice.
- Payment amounts shown do not include taxes or insurance.
15-year Fixed-Rate as low as 1.99% (2.155% APR)
- The advertised loan is a 15-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 1.99 interest rate.
- This loan has 180 monthly principal and interest payments of $1,930. The disclosure APR is based on 0.692 discount points and $2,511 in additional prepaid finance charges due at closing.
- The Annual Percentage Rate (APR) is 2.155
30-year Fixed-Rate as low as 2.75% (2.84% APR)
- The advertised loan is a 30-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 2.75 interest rate.
- This loan has 360 monthly principal and interest payments of $1,225. The disclosed APR is based on 1.129 discount points and $2,826 in additional prepaid finance charges due at closing.
- The Annual Percentage Rate (APR) is 2.84
15-year Fixed-Rate VA Loan as low as 1.875% (2.392% APR)
- The advertised loan is a 15-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 1.875% interest rate.
- This loan has 180 monthly principal and interest payments of $1,956. The disclosure APR is based on 0.934 discount points and $3,141 in additional prepaid finance charges due at closing.
- The Annual Percentage Rate (APR) is 2.392%
30-year Fixed-Rate VA Loan as low as 2.25% (2.459% APR)
- The advertised loan is a 30-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 2.25% interest rate.
- This loan has 360 monthly principal and interest payments of $1,173. The disclosed APR is based on 0.217 discount points and $667 in additional prepaid finance charges due at closing.
- The Annual Percentage Rate (APR) is 2.459%
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Edgar Adolfo Munoz Lorenzana
On December 01, 2021He help us through the process and we were able to close and get a very good interest rate. He made a lot of things easier.
Joel Widell
On November 30, 2021Trent Hufstetler and Melanie Abelairas were both great to work with. This is my second mortgage with Mutual of Omaha in less than a year, and I plan on using Mutual of Omaha exclusively in the future because of the outstanding service.
Marie Ferjuste
On December 01, 2021It was quick and easy communication
Judith Raines
On December 01, 2021Austin was always available to assist through my buying a home experience!
David Butsch
On December 01, 2021If and when I had a question you always try your best to answer
Sarah Djiovanis
On November 28, 2021Responsive and moved quickly when needed.
Jose Huezo
On December 01, 2021Communication and great customer service
Karen Skavicus
On November 28, 2021Richard was very knowledgeable, accessible, and courteous throughout our whole mortgage process. Online portal made importing and receiving required documents a breeze!
Tammy Ford
On December 01, 2021Matthew and his team made it very easy to refinance with a lower rate.
