Exclusive Discounted Rate

Mutual of Omaha Mortgage is proud to offer access to its “Discounted Mortgage Rates” offer! Get started with your new home purchase or refinance today.

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Exclusive Rates

Conforming 30 Yr Fixed Conforming 15 Yr Fixed Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Year Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
6.000% 0.325 6.030% $0 $975 $1,799
6.125% 0.005 6.125% $0 $15 $1,823
6.250% 0.000 6.250% $807 $0 $1,847
6.375% 0.000 6.375% $1,719 $0 $1,872
6.499% 0.000 6.499% $2,550 $0 $1,896
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.499% 0.133 5.519% $0 $399 $2,451
5.500% 0.129 5.520% $0 $387 $2,451
5.625% 0.000 5.625% $543 $0 $2,471
5.750% 0.000 5.750% $1,284 $0 $2,491
5.875% 0.000 5.875% $1,923 $0 $2,511
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.750% 0.381 5.785% $0 $1,905 $2,918
5.875% 0.032 5.878% $0 $160 $2,958
5.999% 0.000 5.999% $1,270 $0 $2,997
6.000% 0.000 6.000% $1,285 $0 $2,998
6.125% 0.000 6.125% $2,900 $0 $3,038
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.625% 0.613 5.681% $0 $5,824 $5,469
5.750% 0.238 5.772% $0 $2,261 $5,544
5.875% 0.000 5.875% $1,302 $0 $5,620
6.000% 0.000 6.000% $3,677 $0 $5,696
6.125% 0.000 6.125% $6,052 $0 $5,772
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.000% 0.945 5.800% $0 $2,885 $1,639
5.125% 0.425 5.877% $0 $1,297 $1,662
5.250% 0.000 5.964% $232 $0 $1,686
5.375% 0.000 6.092% $614 $0 $1,709
5.500% 0.000 6.220% $2,152 $0 $1,733
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
5.125% 0.550 5.298% $0 $1,673 $1,656
5.250% 0.050 5.379% $0 $152 $1,680
5.375% 0.000 5.500% $231 $0 $1,703
5.500% 0.000 5.626% $1,761 $0 $1,727
5.625% 0.000 5.752% $3,240 $0 $1,751


* Payment amounts shown do not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be higher.


Loan Amount $150,000
Loan Purpose Rate/Term or Purchase
Down Payment 25%
Property Type SFR
FICO 780+
Escrow Account Required Yes, taxes & Insurance
State IL Count COOK

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Helen B in Baltimore, MD

On November 01, 2022

Angilene was able to focus on what was important to me and my needs. She also explained why I had some issues that went wrong with my old mortgage company. Not once did she say, I can't help you! Angilene took me step by step through the process. It wasn't easy even because of my work hours. I will recommend Angilene to my friends and family. She has a positive attitude, hardworking, responsible and very respectful. Thank you for your time and patience I really appreciate you. The other staff members that contacted me were also helpful and thank you to.

Joyce W

On September 09, 2022

She was very helpful and passionate about her work .

Sumio D

On August 31, 2022

Willingness to answer questions and get back to to me

Dionnedra G

On August 30, 2022

Everything went well and great

Sean B

On August 23, 2022

Joe was awesome! This being our first home we had a lot of questions throughout the process. Joe was always available to answer any questions we had and was patient with us. Just a good dude, and can’t thank him enough for his help!

Tiffani B

On August 17, 2022

Kevin was great. I was a first time home buyer and I was texting him questions all the time trying to understand my process and he was there every single time to give me a response. He was always so helpful and attentive to what I needed. I would refer him to anyone in the world that’s how great he is.

Robert S

On August 16, 2022

Tony and his team are as good as it gets. Every step of the way they were there to answer any question and help with everything. Reply times were prompt and everything they did was amazing! Thank you

Jeffrey R

On July 28, 2022

Tony and his team made the process as easy as possible, and were extremely responsive! Highly recommend their services and I will be relaying them to friends and family.

Jolene W

On May 12, 2022

The communication, skill level, and overall effort made this the best experience I have had servicing any kind of loan. Allison went above and beyond every step of the way, and I will be referring her to everyone I know.

Justin A

On June 02, 2022

Eric Calmese took the time to understand all of the reasons for my interest in refinancing our mortgage, and then thoughtfully presented a solution. His knowledge of all things finance was not just extremely helpful and comforting, but truly impressive. I will 100% recommend him to anyone who I think might benefit from a conversation with him because I know he will deliver results with honesty and integrity firsthand.

50089 Reviews