$1,000 off closing costs for any
Mutual of Omaha Employee

Mutual of Omaha Mortgage is proud to offer all Mutual of Omaha full and part-time employees reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Exclusive Rates

Conforming Fixed 30 Year Conforming Fixed 15 Year Conforming High Balance Fixed 30 Year Non Conforming 30yr Fixed FHA 30 Yr Fixed VA 30 Yr Fixed
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.749% 0.584 2.802% $0 $1,501 $612
2.750% 0.495 2.796% $0 $1,368 $612
2.874% 0.000 2.882% $108 $517 $622
2.875% 0.000 2.883% $144 $481 $622
2.990% 0.000 2.998% $1,176 $0 $632
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.000% 1.016 2.157% $0 $2,149 $965
2.125% 0.441 2.201% $0 $1,286 $974
2.250% 0.000 2.264% $100 $525 $983
2.375% 0.000 2.389% $735 $0 $991
2.490% 0.000 2.504% $1,394 $0 $999
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.500% 0.997 2.579% $0 $5,660 $1,976
2.625% 0.115 2.636% $0 $1,250 $2,008
2.749% 0.000 2.751% $710 $0 $2,041
2.750% 0.000 2.752% $3,280 $0 $2,041
2.874% 0.000 2.876% $4,005 $0 $2,074
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.625% 0.491 2.664% $0 $5,340 $3,816
2.750% 0.108 2.760% $0 $1,701 $3,878
2.875% 0.000 2.876% $2,622 $0 $3,941
3.000% 0.000 3.001% $6,697 $0 $4,005
3.125% 0.000 3.126% $10,478 $0 $4,070
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.250% 0.358 2.936% $0 $1,171 $583
2.374% 0.109 3.042% $0 $791 $593
2.375% 0.000 3.034% $134 $491 $593
2.499% 0.000 3.161% $702 $0 $603
2.500% 0.000 3.162% $942 $0 $603
Rate Points APR Closing Cost Credit Cost For Rate Principal & Interest*
2.000% 1.882 2.251% $0 $6,350 $1,124
2.125% 1.422 2.342% $0 $4,951 $1,143
2.250% 0.000 2.358% $1,801 $0 $1,163
2.374% 0.000 2.483% $3,185 $0 $1,182
2.375% 0.000 2.484% $3,200 $0 $1,182

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Call to Learn More

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Donald Heaton

On September 15, 2021

Frequency of communication and response time.

Dominic Montano

On September 16, 2021

Easy communication

Filip Bednar

On September 02, 2021

Paul was always available and responsive to our inquiries and was very flexible in terms of working with our very busy schedules. The communication and directions overall from him and the rest of the staff were outstanding. Sara Grant was the outstanding loans processor assisting on our account and we could not have closed without her assistance.

Nila Albite

On September 12, 2021

Miguel is very professional and patience.He made easy and simple to understand the whole process of loan.

Jennifer Adams

On September 01, 2021

Response time !! Always responded more than helpful

Melissa Childers

On September 09, 2021

Whenever I had questions, got right back with me.

George Ainsworth

On September 16, 2021

Prompt professional courteous

Mostafa Abdelhafez

On September 16, 2021

Dean was very helpful, professional, honest and answered all my questions.

Mehboob Ahmed

On September 08, 2021

Brenda was always available to answer my questions even if it was late night or over the weekend. Customer care was her number 1 priority.

Carolyn Kazmi-Bloomfield

On September 16, 2021

Joe’s was very proactive with the information needed to make the loan process a seamless experience.

38412 Reviews

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Ready to talk with a mortgage expert?

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