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Home-loan

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Liquid Cash Savings: Lenders like to see that you have a source of funds available should an emergency arise, such as job loss or unexpected purchase, to cover the cost of your monthly mortgage. Many real estate and finance experts agree that having roughly three months of your monthly salary saved for emergencies will help you avert being late on your payments.

 

Debt-to-Income Ratio

Your debt-to-income (DTI) ratio is the percentage of your monthly income that goes toward credit payments such as a car loan, credit card or student loan. Borrowers with low debt-to-income ratios tend to be offered lower interest rates and can afford higher monthly payments. 

 

Credit Worthiness

How well you manage credit is reflected in your credit score and is one of the most important factors in determining your interest rate and loan approval.

 

By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. You are also signing express consent to having Mutual of Omaha Mortgage, our family of companies, or one of our third party associates contact you about your inquiry via text message, email address, or phone (even if it is a cellular phone number or other paid service for which the called or messages person(s) could be charged for such call or text) to the residential or cellular telephone number or email you have provided. This contact includes automatic telephone dialing system or an artificial or prerecorded voice or message. You expressly consent to Mutual of Omaha Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing Mutual of Omaha Mortgage’s services. You may opt out of receiving calls or other electronic communications at any time by making a Do Not Call Request.

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Mutual of Omaha Mortgage Headquarters
3131 Camino Del Rio N #1100
San Diego, CA 92108

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    Total of Customer Reviews

  • out of 5 28,873% out of 5

    Total of Customer Reviews

  • out of 5 28,873% out of 5

    Total of Customer Reviews